The poll found that 62 per cent of consumers were reluctant to pay a service charge, with greater pressures on disposable income believed to be the main reason, 'the Independent' reported.
Around 62 per cent felt annoyed when a service charge was added to their bill, and women were found to be more generous than men while offering a tip, according to the survey conducted by an online finance company.
Almost 58 per cent of those polled were unsure about the correct amount to tip, with 16 per cent tipping according to their 'best guess'.
To 55 per cent respondents, tipping was a way of getting rid of loose change.
"For many years there has been a serious effort to move consumers further towards the US model of tipping for a wide range of services. However, it seems the majority of us still begrudge paying extra," a spokesman from FridayFriday.Com was quoted by the paper as saying.
"The US model is based on tips supplementing the low wages of service industry workers, but in the UK, with our minimum wage, it appears many consumers believe that average service does not deserve any further reward," he said.