A resident of Sarkara Kheda in Bijnor, Vipin Kumar was kidnapped by five persons when he was on way back to his house on a motorcycle on January 4, they said.
According to Vipin, the kidnappers held him captive for three days and subjected him to physical violence.
Vipin claimed that the kidnappers dumped him near Hindon river last night and with the help of a local shop-keeper he approached Ghaziabad police.
Meanwhile, Bijnor police said that Vipin had debts of several lakhs on him and was unable to repay the amount to the people from whom he had taken the loan.