The Jammu and Kashmir government today approved Cashless Medical Insurance facility for over 3.5 lakh non gazetted state government employees.
"The State Administrative Council (SAC), which met here today under the chairmanship of Governor N N Vohra, approved Cashless Medical Insurance facility, which presently covers only the officer cadre, to be extended to approximately 3.5 lakh non-gazetted employees of the State Government", an official spokesman said.
While approving the Scheme, the SAC noted the difficulties faced by the employees, particularly those at the lower ranks.
The SAC noted that under the proposed scheme, an employee along with five members of his or her family would be covered for an amount of Rs five lakh cashless treatment across well known hospitals within and outside the state.
The Scheme would cover about 20 lakh persons comprising employees and their family members which is a very significant percentage of the entire population of the State, the spokesman said.
The SAC noted that the Stamp Duty and Service Tax of Rs 30 crore which would have accrued to the State Exchequer annually will be waived off with a view to reduce the burden of the premium payable by the employees.
Further, for the non-gazetted employees, the annual premium of Rs 5403 would be allowed to be paid in 12 monthly installments.
