Page 14 - Anup Roy

Acharya warns against systemic risk building on low rates, high liquidity

Acharya warned that both conditions are prevalent in India. Given India's macro constraints, where the government is spending more relative to the Indian households' savings

Rock-bottom rates fuel corporate bond bonanza but asymmetry remains

At Rs 8.27 trillion, borrowing at record high this year

Maintain derivatives records for at least 2 years, RBI asks banks

In case of commercial papers and bonds, there will be no grace period for repayment

You cannot put lakhs in difficulty for hours: RBI governor on HDFC Bank

Central bank, which yesterday pulled up HDFC Bank for multiple outages of its digital services, is checking why SBI's YONO application went down.

RBI leans towards economic growth, keeps policy rates unchanged at 4%

The rate pause was on expected lines, and all the six members on the Monetary Policy Committee were unanimous on the matter

Irked by outages, RBI asks HDFC Bank to halt fresh digital launches for now

RBI measures won't affect existing customers. Similar measures could be taken for larger banks that faced recent outages

Lakshmi Vilas Bank under moratorium; RBI proposes merger with DBS

Withdrawals capped at Rs 25,000 till Dec 16; finances see steady decline as NPAs mount

Forget economy, bond market is happy with liquidity infusion by RBI

Central bank keeping yields soft through OMOs, outright bond purchases; coming out of this won't be easy, say experts

India's G-secs one of most developed among emerging markets, says RBI

The central bank study says secondary market volume needs to improve

Wage pact: Bankers will get 15% hike, arrears likely in next salary

Move will push wage bill up by about Rs 7,900 cr a year; wage agreement is for the period November 2017 to October 2022

PMC Bank trying to use the escape hatch used by tiny cooperative banks

But with a deposit base of more than Rs 11,600 crore, PMC is not a small cooperative bank and has therefore attracted public attention

Firms finding it hard to balance ESG with profits, says Eugene Fama

Fama, known for his empirical work on portfolio theory, asset pricing, and the efficient-market hypothesis, was speaking to Uday Kotak, managing director and CEO of Kotak Mahindra Bank

RBI temporarily postpones circular on current account till December 5

As part of its monetary policy on August 6, it said no bank can open current account for a customer who has availed cash credit or overdraft from other banks

RBI to extend trading hours to 3:30 pm from 2 pm starting November 9

Move follows graded roll-back of lockdown and easing of curbs on movement; restoration of trading hours to be done in phases

Indian companies prefer commercial paper route to raise cash, shun banks

Rs 1.9 trn of short-term debt issued in September, against Rs 1.3 trillion in August

Banks step up lending in September as the economy opens up: RBI data

Growth in credit to industry had grown 2.7 per cent YoY in September 2019

Banks focus on services sector for credit growth, shows RBI data

Credit growth to the services sector accelerated to 9.1 per cent YoY at the end of September from 7.3 per cent a year ago.

Covid broke migration trends, led to temporary rural unemployment: Report

Labour out-migration from cities led to temporary rural unemployment, shows state finance report

States facing increasing redemption pressure as borrowings have zoomed

RBI report lauds Odisha, Haryana for dipping into own 'rainy funds' instead of borrowing more; views Gujarat, UP and Punjab as over-leveraged

States will need years to recover from 'scissor effect' of Covid: RBI

Phenomenon refers to loss of revenues due to demand slowdown, coupled with higher expenditure associated with pandemic, may push the states to great strife