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Explained: What tokenisation means and how it will affect card users

Transactions will be smooth after one-time tokenisation

Make sure you don't miss extended tax filing deadline: Analysts

The new deadlines for uploading declarations in Form 15G/15H for Q1 is November 30. For Q2, the deadline is December 31

Employee stock options: Postpone sale of shares if firm plans to list

Extend holding period so that you pay tax on long-term capital gains as it will reduce the outgo

NRIs should apply to I-T dept for relief from double taxation: Experts

If they have lost non-resident status because of enforced stay in India, this can bring them some reprieve

A good time to buy an electric two-wheeler, hold on if it's a car you want

A range of options and easy buying terms tilt the scales in favour to e-scooters; electric cars, on the other hand, are too expensive currently

Avoid severe portfolio moves as markets scale new highs, suggest experts

Going 100% into equity SIPs, or getting wholly into debt, will hurt in the long run, say experts

Defer income-tax filing if you have to pay a penalty, say analysts

Do so once the glitches on the new tax portal have been ironed out

Don't forget mandatory disclosures while filing your income-tax returns

Failure to do so might render the ITR (Income-Tax Returns) defective and invite an income tax notice and penalties

Include cryptocurrency gains in income-tax returns, say analysts

Treat it as capital gain if you buy and hold; as business income if you trade frequently

Before choosing home insurance, check reconstruction cost: Analysts

Only then can one arrive at an appropriate sum insured

Should you ditch your credit card and consider 'buy now, pay later'?

Several players, such as LazyPay, Capital Float, and ZestMoney, to name a few, offer it

ITR filing: Select donations qualify for tax benefits, say analysts

Donors need to select the appropriate mode while making donations under these two sections

Avoid locking into corporate FDs of longer tenures, say analysts

Deterioration risk in credit profile increases, and better rates may become available a year later

Debt cut strategies useful for borrowers but they come at a cost

Loan restructuring and moratorium increase interest outgo

Give necessary standing instructions for renewal of your FD, say analysts

Inform your heirs about deposits and whereabouts of related documents so that they can make a claim

Need to reduce your portfolio risk by rebalancing, say analysts

Avoid extreme steps like investing more in equities amid the bull run, or exiting completely for fear of a correction

Steps to undertake while conducting a mid-year review of your portfolio

Mid-year reviews have become extremely crucial for assessing portfolio health during Covid-19 times

Beginners may opt for 50:30:20 strategy for simplifying budgeting

Evolved users should opt for the traditional approach of tracking expenses and eliminating frivolous ones

File past year returns, avoid higher taxes as new tax provisions kick in

Steeper TDS, TCS rates will apply from July 1 as new tax provisions kick in

Rectifying mismatch between 26AS, Form 16 crucial before filing returns

Taking excess credit during ITR filing could lead to notice from tax dept