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Need an overseas study loan? It is easier to get one from a global lender

The hitch is that they are in foreign currency and carry an exchange risk in case you want to work in India

Holiday first, pay later: Offer suited only to travellers with deep pockets

No amount blocked on advance booking but such borrowing is reckless

Proposed NPS tweaks will offer greater flexibility, say analysts

But systematic withdrawal plan carries risk that retirees may overdraw

Here's how you can take charge of family's finances after spouse's death

File insurance claims, repay loans, and synchronise investment portfolio with altered risk profile

Cloud lifts over cryptocurrencies, but volatility remains: Analysts

Start with small investments, but exclude from portfolios aimed at key financial goals

New tax portal to make self-filing a breeze but proceed with caution

Be doubly cautious if filing via a mobile app

Tips on handling tax matters and digital assets of a deceased person

Legal heirs must file tax returns for income earned in the year the dead passed away

Save up to 50% by opting for minimal motor insurance cover: Experts

Owners of younger or more valuable vehicles should stick to comprehensive cover

Cyclone Tauktae: Consider Bharat Griha Raksha to shield against calamities

To safeguard your vehicle against a cyclone, supplement a comprehensive motor policy with a couple of add-ons

Unhappy with insurer's response to your Covid claim? Move the ombudsman

If your complaint has merit, the ombudsman, which is decidedly consumer-centric, could rule in your favour

Investors should have 10% of their portfolio in gold, say analysts

If global growth improves with price rise in check, that would be negative for the yellow metal

What happens to investments when the holder dies without nominating anyone?

Your family could face difficulties as getting a succession certificate from the court is easier said than done

Skill vs chance: Taxman the referee in online gaming, say experts

Rate at which winnings are taxed depends on level of skill applied and whether there is 'luck' involved

Planning to set up a trust? Reduce litigation risk, say analysts

It's exempted from the probate process; courts don't get involved in its execution

Is Covid-19 home treatment covered? Check the fine print to find out

While many policies cover it for the entire sum insured, others have sub-limits

What you should do to soften the blow of second Covid wave on your finances

This is a time to focus not on maximising upside gains but curtailing downside risks

PFRDA set to provide a better option than annuities to NPS members

Mulls raising threshold to Rs 5 lakh from current Rs 2 lakh for exemption from annuity requirement, hiking maximum age to 70 yrs from 65 yrs for NPS entry, a minimum guaranteed product, on-tap license

Avail of tax relief on terminal compensation: Here's how to file Form 10E

You must have completed 3 years of continuous service and have another 3 years of employment left

Invest in spouse or child's name to avail of exemption, say analysts

Both Sections 54 and 54F allow taxpayers to claim exemption from tax on long-term capital gains

Invest young: Financial planning tips for people taking up their first job

Business Standard's Bindisha Sarang tells us five things every 20 something or millennial should know about money. Listen to know more