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Streedhan: Understanding and protecting a woman's right over assets

The husband's family should also document all gifts to avoid false allegations

Choose Aadhaar-based KYC: Once done, you may invest across fund houses

Keep Aadhaar, registered mobile number and scanned documents handy before starting online procedure

After Bitcoin's massive price surge, book partial profit if overexposed

At current elevated prices, prospective buyers should opt for staggered purchases

Section 54F: Avoid capital gains tax on jewellery sale with house buy

The house purchase must be via registered sale deed and within specified time limit

As gold goes up and up, consider profit-taking and rebalance portfolio

Rebalance if overweight after recent surge; if underexposed, purchase systematically or during price dips

You should invest in silver gradually or on pullbacks after the rally

Opt for a silver exchange-traded fund or a fund-of-funds having low expense ratio and tracking error

Debt settlement offers immediate relief but damages your credit score

A debt settlement involves negotiating a single payment with the creditor that is lower than the amount owed

Factor in income, deductions, investments when deciding tax regime

If you have significant deductible investments, the old regime could save you more money, but crunch the numbers

15G/15H or Section 197 to avoid TDS? Choice depends on your income

Individuals with income below basic exemption limit should opt for the former, those exceeding this limit may go for the latter

Taking a loan against life insurance policy is quicker, simpler, cheaper

Expect smaller loan approvals in policy's early years, which may necessitate selling of investments instead

Invest Rs 150,000 in PPF between April 1 and April 5 to maximise returns

Take into account your cash flow needs before making a lump-sum investment in this illiquid instrument

Choose life policy carefully; early surrender can cause major losses

Switch credit card if changes in reward structure do not align with your needs

Opted for old tax regime? Explore last-minute income tax saving options

Last-minute income tax saving options: ELSS funds, PPF, NPS, and fixed deposits are some of the popular options under section 80C. Don't forget health insurance

Income from shares gifted to minor child gets clubbed with donor's income

If the gift of shares is received from a relative, there is no tax implication for recipient

Banks to insurers: Using the ombudsman system to get complaints resolved

A guide to how banks, insurers, brokers and tax officials are supposed to listen to you

Childless couples, singles: Identify heirs, write will, appoint an executor

If inherited from her father, it passes to his heirs; if from husband or father-in-law, to husband's heirs

Where TMFs score: Transparent, low on credit risk and cost-efficient

FMPs don't face the issue of liquidity management but have higher costs

Multi-point trip: Tax break is on direct travel cost to farthest place

Journeys with foreign leg not eligible for benefit, even if they start and end in India

File updated ITR before Mar 31 to reduce risk of scrutiny, penalties

ITR-U can be filed under specific conditions; can't be used to reduce tax liability

Keep records, communicate: Dealing with unclaimed insurance policies

In numerous instances, members are unaware of the policy's existence, let alone its details