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Planning festival-season shopping binge? Know how no-cost EMI and BNPL work

Experts advise close examination of no-cost EMI offers to uncover any concealed fees or charges

Defer your tax liability from ESOPs by extending exercise period

For more favourable tax treatment at sale, hold the acquired shares for more than a year

Positive cues for gold's glitter: End of rate hikes, easing by US Fed

Gold's positive performance has come after a rollercoaster ride

Health insurance for NRIs: Check geographical coverage, sum insured

Currency fluctuations could affect value of premiums and claims

A risky misstep: Prioritising near-term goals over retirement savings

Too many loans can diminish your ability to save; spending lavishly on children's weddings can also hurt

Money and marriage: Financial planning advice for wedding season

A couple should talk about money before they are pronounced husband and wife

Centralised reporting makes claiming shares after investor's death easier

Procedure applies only to Sebi-regulated investments, not to bank accounts, insurance policies, other assets

Disclose lifestyle, health conditions to avoid denial of insurance claim

Know your policy: Understand its exclusions, sub-limits, and waiting periods

Bank's liability for locker content is limited, so buy insurance coverage

Do not keep cash in the locker as the agreement with the bank prohibits it

Parents may use education loan, dollar assets to lessen TCS impact

Travellers may split forex purchases, use international cards on foreign sites, and book various elements of the trip separately

Where the rich are going: All about setting up a family office in GIFT City

The financial services hub gives tax breaks and opportunities to make investments

Avoid inheritance hassles for your heirs by appointing a nominee

Avoid inheritance hassles for heirs, appoint a nominee

Planning before saving: How to get more from your income

Increase income and reduce expenses, say financial planning experts

NOC to account statement: What you must do for loan closure process

Get no objection certificate from lender; have fresh encumbrance certificate issued by registrar

Gift deed takes effect immediately, reducing scope for disputes among heirs

The flip side is that the donor relinquishes control over the property right away upon gifting it

Seek refund if alterations in realty project plan affect you adversely

Refund can be sought from the developer even if you had earlier consented to alterations

Received intimation notice from I-T dept? Rectify or clarify discrepancies

If you agree with the notice, file updated return and pay tax dues; if you disagree, send explanation

Definition to deadline: What to know about advanced tax payment

Salaried employees with substantial other incomes should declare these to their employers to avoid tax liability

Correct errors and omissions in income-tax return with updated return

Remember that an updated ITR can't be used to declare lower income, claim losses, or request more refund

New tax norms favour employees living in employer accommodation

Reduction in salary percentage considered as perquisite value and introduction of inflation-linked cap will reduce taxable income