Rachana Baid

Maintaining regulatory balance

Besides depositors, investors in bank securities are important stakeholders, and their interests ought to be safeguarded

NBFCs' contagion concerns

Reserve Bank of India's decision to increase risk weights on unsecured consumer loans and bank funding has dealt a double blow to non-banking financial companies

BRSR filings: Not mere disclosures

It should be used to improve ESG parameters, analyse vulnerability, and build appropriate tools for supervision and regulation

Putting all eggs in one basket

The dominance of banks in the mutual fund space raises questions about financial stability that require careful examination

The dividend route to disaster

Abnormally high dividend pay-outs may harm not only the company but also the market and the economy