The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
Debt fund investors should keep the bulk of their investments in shorter-duration funds, 10-20% in longer-duration ones
Use market cap index-based funds in your core portfolio and complement them with smart-beta funds in satellite portfolio
Renting provides flexibility vis-a-vis size of the house and geography, frees up finances
They are more transparent and control both interest-rate and credit risk
Choosing right country and college, part-time job can help bridge the gap caused by the rupee's fall
Most Ayush treatment happens out-patient; your policy may not be very useful if it offers only hospitalisation cover
It is a relatively new avenue though and carries high concentration risk
Understand all the attendant costs of this facility; delayed repayment will hit your credit score
However, what investors got in his funds was fidelity to a fund management style that worked over the long term
Education consultants advise parents to prepare for at least 2% annual increase in costs for children abroad
Payouts can be affected by vacancy and tenants defaulting on payments
Bogle and Vanguard have shaped America's financial ecosystem in myriad ways
Check the return for your age, tenure, and premium variant, and if proceeds will be tax-free
Households are repaying debt and replacing costlier loans with cheaper options; rising costs are taking a toll on ability to save enough
But these funds can underperform if the fund manager's calls go wrong
When stock markets correct, investors exit -- thinking he or she would re-enter when it is all over. This is called 'market timing'. This is not recommended, as no one can pull it off consistently
Such companies tend to be less resilient than their peers: hold only a couple of funds in them and diversify
Go for cashless treatment where available, as the reimbursement route is more burdensome
Opt for a mix of shorter-duration, target maturity, and dynamic bond funds
Among sector/thematic funds, technology funds are on average down 23.4 per cent year-to-date