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Sanjay Kumar

Sanjay Kumar

Sanjay Kumar

The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies

The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies

Page 15 - Sanjay Kumar

Hitch a ride on a fixed-rate car loan and shield yourself from another hike

But lenders can impose restrictive conditions on prepayment and foreclosure

Hitch a ride on a fixed-rate car loan and shield yourself from another hike
Updated On : 28 Jun 2022 | 10:30 PM IST

Investors who have a long horizon should wait for crypto prices to recover

Those who don't anything to do with this highly volatile asset class may also throw in the towel

Investors who have a long horizon should wait for crypto prices to recover
Updated On : 27 Jun 2022 | 1:56 AM IST
Updated On : 23 Jun 2022 | 1:24 PM IST

Don't invest directly in markets if you can't analyse stocks, say experts

Even those who know fundamentals-based investing must subject themselves to periodic reality checks

Don't invest directly in markets if you can't analyse stocks, say experts
Updated On : 21 Jun 2022 | 6:07 AM IST

Beyond the dotted line: Sign insurance proposal form after a careful read

A client, and not the insurance agent, has to ultimately bear the consequences of not revealing critical information.

Beyond the dotted line: Sign insurance proposal form after a careful read
Updated On : 19 Jun 2022 | 11:22 PM IST

A gambler in the casino called Wall Street

Mr Gupta is a raconteur par excellence. His autobiographical account could give any good work of fiction a run for its money

A gambler in the casino called Wall Street
Updated On : 16 Jun 2022 | 11:14 PM IST

Stick to algos vetted by exchange or a reputed broker, advise experts

Go with players who can provide audited records of performance

Stick to algos vetted by exchange or a reputed broker, advise experts
Updated On : 14 Jun 2022 | 2:59 AM IST

Gold underperforming but make it part of your inflation-combating portfolio

It may underperform in the near term, but could bounce back if fears of a US recession gain ground

Gold underperforming but make it part of your inflation-combating portfolio
Updated On : 11 Jun 2022 | 10:24 AM IST

Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later

Home loan borrowers must pre-pay, or opt for higher EMI, to prevent loan tenure from rising

Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later
Updated On : 09 Jun 2022 | 6:10 AM IST

RBI monetary policy: Ladder your FDs and benefit from higher rates later

Home loan borrowers must pre-pay to prevent their loan tenures from rising

RBI monetary policy: Ladder your FDs and benefit from higher rates later
Updated On : 08 Jun 2022 | 1:49 PM IST

Invest in quality amid tenuous recovery in residential realty: Experts

Alternatively, if you can, enter the market at a discount price

Invest in quality amid tenuous recovery in residential realty: Experts
Updated On : 07 Jun 2022 | 6:10 AM IST

Why LRS route for investing in capital markets abroad is mainly for HNIs

Those with small amounts should skip it owing to high costs and elaborate tax-related compliances

Why LRS route for investing in capital markets abroad is mainly for HNIs
Updated On : 05 Jun 2022 | 10:25 PM IST

A CEO's counsel for 21-year-olds

References to popular movies and a conversational writing style make this book an easy read

A CEO's counsel for 21-year-olds
Updated On : 01 Jun 2022 | 11:32 PM IST

Not satisfied with FD returns of top-tier banks? Consider G-Secs

Those keen on locking in interest rates for very long tenures should also opt for them

Not satisfied with FD returns of top-tier banks? Consider G-Secs
Updated On : 01 Jun 2022 | 6:10 AM IST

Manage cash flow mismatches with loan against securities: Experts

If you pledge market-linked instruments and their value plummets, you will have to provide additional collateral

Manage cash flow mismatches with loan against securities: Experts
Updated On : 28 May 2022 | 6:08 AM IST

Asset allocation model of 'balanced advantage funds' must fit your needs

Check fund's performance in different market conditions to evaluate efficacy of model

Asset allocation model of 'balanced advantage funds' must fit your needs
Updated On : 26 May 2022 | 6:10 AM IST

Maintain 15-20% allocation to international funds despite ongoing downturn

Remember that you need to diversify away from your home country, and hedge against the rupee's depreciation

Maintain 15-20% allocation to international funds despite ongoing downturn
Updated On : 23 May 2022 | 12:22 AM IST

Opt for critical illness plan with lower survival period clause: Experts

CI plans generally offer global coverage. "Even if the insured is diagnosed with a CI outside India, this plan will make a pay-out," says Vivek Gambhir, a product head at Tata AIG General Insurance

Opt for critical illness plan with lower survival period clause: Experts
Updated On : 21 May 2022 | 6:10 AM IST

LIC stock may be held for long term if there's no listing gain: Experts

"If you hold on to this stock for more than three years, you are likely to earn decent returns," says Vikas Gupta, founder and chief executive officer, OmniScience Capital on LIC being listed today

LIC stock may be held for long term if there's no listing gain: Experts
Updated On : 17 May 2022 | 6:15 AM IST

CPSE ETF: Book profits slowly and don't try to maximise gains, say experts

New investors are better off picking diversified offerings

CPSE ETF: Book profits slowly and don't try to maximise gains, say experts
Updated On : 13 May 2022 | 12:08 AM IST