Page 16 - Sanjay Kumar

LIC stock may be held for long term if there's no listing gain: Experts

"If you hold on to this stock for more than three years, you are likely to earn decent returns," says Vikas Gupta, founder and chief executive officer, OmniScience Capital on LIC being listed today

CPSE ETF: Book profits slowly and don't try to maximise gains, say experts

New investors are better off picking diversified offerings

Have a high risk appetite? Just hold on to IT funds, say analysts

Investors with low to moderate tolerance must stand by diversified funds

Free products and services win customers, paid ones help sellers monetise

Try to save cost on mode of investing, but it is usually not wise to scrimp on the cost of advice

How will the RBI's repo rate hike impact your home loan?

The RBI hikes repo rate from 4 to 4.4 per cent on Wednesday. Home loans from banks are linked to the repo rate. So, what will be the impact on existing and new borrowers? And, how should they respond?

Plan your prepayments, switch to tackle rise in home loan rates

New borrowers must avoid over-leveraging; prepare to cough up more as down payment

The Icarus-like career of a Bond King

While Mr Gross already had an admirable track record, the financial crisis of 2008 catapulted him into the league of legends

New-to-credit customer? Opt for a secured credit card, say experts

BNPL, small-ticket consumer loans are other options to build credit history

Failed to link PAN to policy? Apply for LIC IPO under retail/staff quota

Compared to Rs 60 discount under policyholder quota, you will get Rs 45 discount under these

Markets regulator Sebi tightens broker norms; customer caution is byword

Read online reviews before opening a brokerage account

Buy optimal mix of base plan and super top-up to check cost of health cover

If your insurer has hiked the premium rate excessively, consider porting

Stick to passive funds in your core portfolio, say analysts

Investors who wish to chase alpha may use active funds and factor-based funds in the satellite portfolio

Shorter-duration funds a good bet amid rising rates, say analysts

In its April 8 monetary policy review, the Reserve Bank of India (RBI) signalled that from being supportive towards growth, its focus would now shift towards reining in inflation

Hybrid offerings perform well on risk-adjusted basis, say experts

When selecting a fund from these categories, investors should be wary of those that take credit risk on the debt side of the portfolio

Gold loan: Low-cost option and credit score no bar, say experts

If the price of gold plunges, a borrower can be asked to put up additional collateral

Investing in credit funds based on past returns would be foolhardy: Experts

Credit risk funds are showing a category average return of 13.2 per cent for the past year

Why the need to put up additional margin makes futures trading risky

Not only must your call be directionally right, the price movement must occur within a stipulated time frame for you to make money

HDFC borrowers will benefit from transparent rate regime: Analysts

A deposit is a contract between the depositor and the institution taking the deposit

Runaway mind: Boon and bane

Moshe Bar, a renowned neuroscientist, has authored a book on this very phenomenon called mind wandering.

If your fund has beaten tier-II benchmark, just don't exit: Analysts

Stick to it, even if it lags its tier-I benchmark and category average