Page 17 - Sanjay Kumar

Linking PAN & Aadhaar is inevitable: What happens after March 31

The fee will be Rs 500 for those who link their PAN with Aadhaar between April 1 and June 30, 2022

New ITR forms need income disclosure from foreign retirement a/cs

Experts said there aren't too many changes in the forms this year. "The forms have been largely kept unchanged," said Rohit Arora, advocate, Uttarakhand High Court.

Love that snazzy SUV? Buy a pre-owned one if a new vehicle is out of reach

Just make sure it's in good shape, the papers are in order and the price you're paying doesn't pinch in the long run

Term insurance necessity for women, add critical illness cover: Experts

Most insurance experts concur that women don't buy term insurance - one policy that can provide adequate protection - in large enough numbers

Index investments make target maturity funds more transparent: Experts

With the end of the financial year approaching, fund houses are launching fixed maturity plans (FMPs). New fund offers (NFOs) of FMPs from SBI Mutual Fund and IDFC Mutual Fund are on at present.

Long-term bets can still pay off in commodity funds, say analysts

Moderate your return expectations after the 18-month bull run

Why your allocation to EPF should not change despite interest rate cut

The Employees' Provident Fund Organization recently slashed the interest rate on EPF from 8.5% to 8.1% for 2021-22. This is the lowest rate in more than four decades. But it still holds the edge.

Getting homebuyers off the fence: Do not time the market, say experts

Instead enter with a long-term horizon; go for quality projects

Market correction a chance to allocate more to equities, albeit gradually

Don't bet excessively on gold based on its recent rally as an early end to the Russia-Ukraine war could bring it to a halt

For international investing, you must begin with ETFs and index funds

As for stock investing, depository receipts offer better protection while international broker route offers more choices

NPS assured return scheme likely to offer modest return, go equity-heavy

For a long-term goal like retirement, NPS subscribers should ideally opt for an equity-heavy portfolio

Russia-Ukraine crisis: Investors are seeking refuge in fixed-income options

RBI's floating rate bond is a safe and long-duration product you may enter into at present

Choose a financial planner who asks the right questions, says Noel Maye

Look for someone who has the CFP certification. Talk to more than one planner, suggests Maye

Reduce exposure to high-beta funds amid choppier conditions: Experts

If your funds' decline on that day left you unnerved, you need to re-examine your holdings

Use the market correction as an opportunity to buy quality stocks

Those investors who are unable to handle market volatility should take an advisor's help or use hybrid mutual funds

Ukraine crisis: Mitigate volatility with multi-asset funds, say experts

According to the Sebi norms, multi-asset funds must have 10 per cent exposure each to equities, debt and gold

Avoid longer-duration funds as interest rates may harden: Analysts

Shorter-duration ones will see lower mark-to-market impact

Tilt portfolio towards large-caps for smoother path amid market volatility

These funds have contained downside risk better than mid- and small-cap categories in past downturns

Passive debt funds: Hold till maturity for return certainty, say experts

With interest rates expected to rise, staggered investments in target maturity funds will be advisable, say experts

If you are scouting for a property deal in the luxury segment, strike now

If the current uptrend in demand persists, prices could begin to inch up