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Sanjay Kumar

Sanjay Kumar

Sanjay Kumar

The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies

The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies

Page 7 - Sanjay Kumar

Avoid withdrawing more from National Pension Scheme than you need

When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum

Avoid withdrawing more from National Pension Scheme than you need
Updated On : 01 Nov 2023 | 11:51 PM IST

Start with paper trading in derivatives, test strategy with small amount

Once you begin trading regularly, do appropriate position sizing, set stop losses, and learn hedging strategies

Start with paper trading in derivatives, test strategy with small amount
Updated On : 27 Oct 2023 | 10:11 PM IST

Investing lessons from evolutionary biology

Investors should emulate animals and make each investment choice as if their lives depended on it, argues a new book

Investing lessons from evolutionary biology
Updated On : 23 Oct 2023 | 10:10 PM IST

Dynamic bond funds: Trust manager who has navigated rate cycles properly

Fund managers of dynamic bond funds, too, hold divergent views currently

Dynamic bond funds: Trust manager who has navigated rate cycles properly
Updated On : 23 Oct 2023 | 9:58 PM IST

Financial stability, ethics: Key factors to consider in choosing a broker

Traders must look for a platform that is robust and cost effective

Financial stability, ethics: Key factors to consider in choosing a broker
Updated On : 22 Oct 2023 | 9:03 PM IST

The prospects of Mandal 2.0

As the 2024 Lok Sabha elections approach, the key question is how big the caste issue will be

The prospects of Mandal 2.0
Updated On : 19 Oct 2023 | 10:32 PM IST

Invest in multiple single-factor funds with a 7 to 10-year horizon

Timing entry and exit in a single-factor fund is impossible

Invest in multiple single-factor funds with a 7 to 10-year horizon
Updated On : 17 Oct 2023 | 9:42 PM IST

Investors need to exercise prudence after PSU funds' robust surge

Only high-risk investors should take limited exposure to these funds, provided they have a long horizon

Investors need to exercise prudence after PSU funds' robust surge
Updated On : 13 Oct 2023 | 9:36 PM IST

Prefer deductible to co-pay in senior citizen health insurance cover

Last week Tata AIG General Insurance launched a plan for this group, adding to the considerable number of plans already available

Prefer deductible to co-pay in senior citizen health insurance cover
Updated On : 09 Oct 2023 | 9:45 PM IST

Retired comfortably: Old age homes that are worth the investment

Such properties are designed for the elderly and give them company and security

Retired comfortably: Old age homes that are worth the investment
Updated On : 08 Oct 2023 | 10:10 PM IST

Choosing NPS fund manager? Seek consistency across the asset classes

Switch fund manager only if long-term performance lags the category average

Choosing NPS fund manager? Seek consistency across the asset classes
Updated On : 29 Sep 2023 | 9:52 PM IST

Small-cap funds: Existing investors should rebalance, continue SIPs

New investors planning large lump-sum investments should stagger them over 6-12 months

Small-cap funds: Existing investors should rebalance, continue SIPs
Updated On : 27 Sep 2023 | 9:52 PM IST

Reduce uncertainties of home purchase with a competent, professional broker

Professional certification and experience can boost the odds of finding the right individual

Reduce uncertainties of home purchase with a competent, professional broker
Updated On : 25 Sep 2023 | 9:50 PM IST

Capitalise on the industry insight by investing in its sector fund

Choosing such a fund based on recent returns can, however, jeopardise portfolio performance

Capitalise on the industry insight by investing in its sector fund
Updated On : 22 Sep 2023 | 10:53 PM IST

Equity market dip, Federal Reserve signaling peak rate to boost gold

High oil prices would be detrimental; use any correction to build 5-15% allocation

Equity market dip,  Federal Reserve signaling peak rate to boost gold
Updated On : 20 Sep 2023 | 10:22 PM IST

Peak market strategy: Don't exit equities, keep investing new money

The key is to remain invested; rebalance your portfolio if required as market touches new highs

Peak market strategy: Don't exit equities, keep investing new money
Updated On : 17 Sep 2023 | 10:21 PM IST

Buy home insurance policy that compensates on reinstatement basis

Revise your sum insured periodically so that it keeps pace with inflation

Buy home insurance policy that compensates on reinstatement basis
Updated On : 08 Sep 2023 | 10:55 PM IST

Factor in rupee depreciation when planning for child's education goal

Defer foreign travel plan or opt for a destination where the currency impact is less pronounced

Factor in rupee depreciation when planning for child's education goal
Updated On : 06 Sep 2023 | 11:06 PM IST

As rents rise, here is what you can ask from your landlord for protection

Sign a long-term agreement that should have a reasonable escalation built in and a minimum guaranteed tenure

As rents rise, here is what you can ask from your landlord for protection
Updated On : 31 Aug 2023 | 9:10 PM IST

The DIY handbook for mutual fund investing

Personal finance columnist Monika Halan's book steers clear of needless complexity and provides knowledge that is useful

The DIY handbook for mutual fund investing
Updated On : 23 Aug 2023 | 10:37 PM IST