 "Over a week after Reserve Bank of India (RBI) governor Shaktikanta Das highlighted persistent gap in deposit and credit growth in a meeting with CEOs of public and private sector banks, two state-run lenders — Bank of Baroda (BoB) and Bank of Maharas")
CHALLENGES
The Reserve Bank of India has highlighted risks from non-banking financial companies (NBFCs) since banks have a large
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
Deposit growth has been sluggish
TAKEAWAYS
PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance
Integrated technology platform for improving outcomes under IBC
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 "Sitharaman, Budget, Bahi-khata")
 "Ship, shipbuilding, shipbuilders")
 "M K Stalin, Tamil Nadu CM, DMK President")
 "Union Budget, Budget 2024, PM Modi")
 "Kairana: Muslim voters show their ink-marked fingers after casting their votes during the first phase of Lok Sabha elections, in Kairana, Uttar Pradesh, Friday, April 19, 2024. (PTI Photo/Arun Sharma)")
 "Deepening the tax base, reducing litigation, and ensuring tax certainty for taxpayers with a long-term vision to reform the taxation framework have been emphasised in the Budget.")
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 "Public-sector banks, including Canara Bank and Bank of India, are tapping the infrastructure bond market.")
 "LTCG, STCG, ulips, Mutual Fund, MF")
 "Aditi Nayar, Chief Economist, ICRA, BFSI Summit")
