Personal Finance

NSDL, CDSL launch Unified Investor App: How will it benefit investors?

The app will allow investors to view consolidated data of their investments, including financial statements, mutual fund investments, trading positions across brokers, and tax implications

PNB ONE to Axis mobile: Top banking apps to manage & secure your finances

Apps have services to pay bills, make investments and even purchase loans

Credit score information stolen? Tips to detect and prevent fraud

If you suspect that you have fallen victim to credit fraud, immediate action is crucial. Contact your bank or lender to report the fraud

US revises interview waiver policies for visa applicants: What this means

Unfortunately, this in-person appointment may delay visa issuance by several weeks, as appointments might not be readily available

New Zealand visa fraud: How a Gujarat agent duped 7, swindled Rs 71 lakh

If an agent claims you have been granted a New Zealand visa, you can verify its authenticity using the official Visa Verification service

Flexicap funds: Why investors, managers like this wealth-creation strategy

Five funds in the category have given steady returns in three years: Here is more about them

Germany launches online visa portal for students, including Indians

The system has been developing for two years and is now active across all 167 German visa sections worldwide

Public vs private banks: Who offers best FD rates for senior citizens?

In terms of interest rates, small finance banks and private sector banks tend to offer higher rates compared to their public sector counterparts

Budget changes: Will capitals gains make you ineligible for tax rebate?

Pre-Budget 2025, taxpayers could claim the rebate if their total income was Rs 7 lakh or below. However, with the new Budget, this limit has been increased to Rs 12 lakh

India's first 3D printed villa is here: Godrej Prop builds it in 4 months

The villa, built using additive manufacturing, was completed in just four months after work began in June 2024

PNB cuts loan rates: Check new interest rate for home, car, & personal loan

Interest rates for various loan products are effective from February 10

Dividend yield funds: For risk-averse investors seeking lower volatility

The dividend yield acts as a cushion that prevents stocks from falling further

Maternity coverage a crucial part of health insurance for younger women

With each delivery costing Rs 50,000 - Rs 2.5 lakh, maternity coverage is key in such plans, besides reproductive health issues, menopause, and women-specific diseases

New Zealand visitor numbers up 12% in 2024, India, China in top five

Australia accounted for the largest increase, with 127,000 more arrivals than in 2023

H-1B, F-1, B-2 visas and more: Legal ways for Indians to enter the US

While legal migration pathways exist, individuals who attempt to enter the US through illegal means face long-term consequences

NPCI warns against call merging scam: How to remain protected

Always exercise caution when asked to merge calls, especially if the request comes from an unknown source

What should retired people do during market downturns?

With proper planning and a balanced approach, Indian retirees can maintain their lifestyle and financial security even during challenging market conditions, expert says

Check out the best life insurance premium rates before tax filing season

Here are the best premium rates offered by various insurance companies for a life insurance plan

Declutter your home efficiently without resorting to the Marie Kondo way

One of the biggest issues in most households is storage. Here is a lowdown on some clever solutions to maximise space and minimise clutter in your house

Canada to colleges: Reduce reliance on Indian students, invest in talent

Miller insists that while Indian students will continue to be part of Canada's education system, institutions must broaden their outreach to countries in Africa, Southeast Asia, and Latin America