MSMEs' 180-day repay period demand genuine: PNB MD & CEO Atul K Goel

The state-owned Punjab National Bank (PNB) has revised its guidance for Gross Non-Performing Assets (GNPA) for the ongoing financial year (FY25) to 4 per cent from the current 4.9 per cent, said Managing Director and Chief Executive Officer Atul Kumar Goel in a video interview with Harsh Kumar. Goel discussed the public sector lender’s latest quarterly results and its expansion plans. Edited excerpts:

What is your PNB guidance for FY25 in terms of growth?

Our guidance for credit growth for FY25 is between 11-12 per cent, and for deposit growth, it is 9 per cent. For Net