Financial experts advise that it’s never too early to start planning for retirement and life after that. Even though retirement may still seem far away, time sometimes flies faster than one might think. Thus, one needs to start actively planning for it and the earlier one starts the better. By starting early one can prepare in the best possible way for retirement plan and take the necessary precautions and decisions. Retirement in most cases means that one will have a lot more time for leisure, travel, for the family and, for once - just