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Buy minimum Rs 20 lakh indemnity cover for protection against cancer

Supplement this with a fixed-benefit plan to manage ancillary expenses

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Karthik Jerome

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November 7 is National Cancer Awareness Day. An estimated 2.7 million people had cancer in 2020. About 1.39 million new patients are registered each year and 0.85 million succumb to it annually. One in nine Indians is at a risk of developing cancer by the age of 75 (data source: cancerindia.org.in). Given these stark statistics, it is important to buy adequate protection against this ailment.

Variety of covers

Several types of policies are available. One, there are fixed-benefit cancer plans. Says Peuli Das, chief insurance officer, Future Generali India Life Insurance Company, “This cover pays the policyholder a lump sum

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