Personal Finance

Foreign property purchase: Remit own, tax-paid funds via authorised banks

Disclose the property every year under Schedule FA of your income-tax return

Year-end portfolio review: Book partial profits in silver and gold funds

The money obtained through this route should be deployed in equity funds and shorter- and medium-duration debt funds to rebalance investment portfolio

Landlord ignoring repairs? What tenants can legally do if fixes are delayed

Legal experts outline the essential steps and documentation required for tenants to lawfully recover repair costs when landlords fail to maintain habitable premises

What are the interest rates senior citizens can get on fixed deposits?

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Canvas to capital: How art is becoming India's new investment asset

Indian art is moving beyond aesthetics into portfolios, as wealthy investors seek diversification, cultural capital, and long-term value in an asset class once seen as niche

March-end fixed deposit rates up to 8%: Check best offers across banks

Small finance banks continue to outpace major lenders in March-end, offering interest rates of up to 8% on select fixed-deposit tenures

Where should you invest now? Large caps offer best risk-reward, says report

Currently, sectors like IT, Private Banks and Healthcare have become more attractive helped by recent corrections and can be considered relative play compared to broader equity

Fund review: Nippon India Growth Mid Cap Fund

Fund review: Nippon India Growth Mid Cap Fund

New 12% buyback surcharge: What investors need to know before April 1

If you make money by selling shares in a buyback, you may now pay more tax than before.

Fixed deposit rates for senior citizens rise to 8.5%: Top picks listed

Smaller lenders continue to outpace major banks this March-end, offering senior citizens interest rates of up to 8.5% on select fixed-deposit tenures

Help for consumers as restaurants are asked not to add 'LPG cost' to bills

The Central Consumer Protection Authority has barred restaurants from levying separate 'LPG charges' on bills, mandating that all operational fuel costs be integrated into menu pricing

Income growth to overtake property price hikes for first time since 2021

EMI-to-income ratio is projected to plateau through 2028

Keep overdraft use limited to urgent needs, avoid rolling over dues

Availing of this facility without a clear repayment plan can lead to financial stress and higher borrowing costs over time, experts warn

Income Tax Rules 2026: What changes for credit card users from April 1

New reporting rules and mandatory PAN linkage will transform credit cards into transparent extensions of tax identities

HRA relief expands to 8 cities from FY27: Who gets higher tax exemption

Expansion of higher HRA benefits to eight cities from FY27 comes alongside rigorous new disclosure rules designed to crack down on fraudulent rental claims

Indian stock market looks fair now-here's where the smart money is going

According to a report by Emkay Global Financial Services, the Nifty 50 is now trading at around 20 times earnings, lower than its usual range of 22-23 times.

SC grants pension to women SSC officers of armed forces: Details here

The court's one-time relief ensures long-term financial security for officers who were denied permanent commission

Indian Railways revises ticket cancellation rules: Check new refund rates

New system tightens last-minute cancellation penalties while offering passengers greater flexibility for changing boarding stations

70% of women save, but only 40% invest beyond FDs, gold: Report

High savings, low investing: The gap in women's wealth creation widens

Where should you park money amid volatility? Experts suggest safer options

In volatile times, safety over returns: Why investors should rethink portfolios