Personal Finance

Keep overdraft use limited to urgent needs, avoid rolling over dues

Availing of this facility without a clear repayment plan can lead to financial stress and higher borrowing costs over time, experts warn

Income Tax Rules 2026: What changes for credit card users from April 1

New reporting rules and mandatory PAN linkage will transform credit cards into transparent extensions of tax identities

HRA relief expands to 8 cities from FY27: Who gets higher tax exemption

Expansion of higher HRA benefits to eight cities from FY27 comes alongside rigorous new disclosure rules designed to crack down on fraudulent rental claims

Indian stock market looks fair now-here's where the smart money is going

According to a report by Emkay Global Financial Services, the Nifty 50 is now trading at around 20 times earnings, lower than its usual range of 22-23 times.

SC grants pension to women SSC officers of armed forces: Details here

The court's one-time relief ensures long-term financial security for officers who were denied permanent commission

Indian Railways revises ticket cancellation rules: Check new refund rates

New system tightens last-minute cancellation penalties while offering passengers greater flexibility for changing boarding stations

70% of women save, but only 40% invest beyond FDs, gold: Report

High savings, low investing: The gap in women's wealth creation widens

Where should you park money amid volatility? Experts suggest safer options

In volatile times, safety over returns: Why investors should rethink portfolios

Soon, you may be able to gift mutual funds like vouchers- Sebi proposal

Under the proposal, the purchaser of Gift PPI can gift the prepaid payment instrument to a recipient, who can then use the instrument to subscribe to mutual fund units, Sebi said

Loan guarantors face risks; negotiate cap on liability in loan deed

To protect insurance policies purchased for spouse from recovery proceedings, place it under Married Women's Property Act

Tax-saving investments? Hidden costs may quietly eat into your returns

Tax benefits may look attractive, but these hidden charges can reduce your actual returns over time

Access high, trust low: Study shows 'confidence crisis' in money matters

Confusion about mutual funds, insurance and other investments continues, says report

3-5% construction cost rise: Will this push property prices higher in 2026?

Labour costs projected to surge 5-12% following implementation of New Labour Codes in November 2025

Railways revises distance allowance for employees: Check new payout rates

Revised allowances for locomotive and traffic staff take effect as government adjusts travel compensation in line with dearness compensation

₹2.9 cr flats: Shapoorji Pallonji launches 137-unit project in Santacruz

Premium housing push continues as SPRE launches project near BKC

Consumption funds: Hold if you can withstand volatility, invest for 5 yrs

New investors should stick to diversified equity funds; if they invest, they should take limited exposure in satellite portfolio

25% returns over 5 years, but 1-year gains falter in mid, small-cap funds

Net inflows into mid cap and small cap funds stood at Rs. 4,003 crore and Rs. 3,881 crore in Feb-26

India's HNI women turn risk-takers: 73% in equities, 53% absorb volatility

Women investors level up: More equities, more control, more risk appetite

Owning property in UAE? What investors must know about wills, succession

UAE succession laws differ from India, making local wills essential to protect assets and intended heirs

Is your SBI YONO account at risk? Govt warns on Aadhaar update scam

Scam targets SBI YONO users, govt warns against sharing banking details