Axis Bank, Bajaj Fin can dip up to 7%; GIC Hsg likely to gain, show charts

Meanwhile, SBI looks range-bound on charts, while shares of SBI Cards & Payments can pullback up to 7 per cent from present levels.

The Reserve Bank of India (RBI) on Thursday, November 16, mandated banks and non-banking financial companies (NBFCs) to increase the risk weighting on unsecured loans like personal loans and those on the credit card from 100 per cent to 125 per cent.

The risk weighting for bank loans to higher NBFCs too was hiked by 25 basis points.

As the increase in risk weighting means that banks will have to set aside more capital while extending such loans, the lenders in turn could increase the lending rates on such products. 

Loan portfolios that are likely to be affected due to the increase in