Health care is one of the largest and most crucial sectors of the economy, and has witnessed leaps of advance over decades. However, in tandem, the pace of medical inflation has also soared rapidly, making health care unaffordable. To bridge the gap between health care and its affordability, health insurance is a lifeline for millions of families. To put it in perspective, more than 90 million people spend more than 10 per cent of their total expenditure on healthcare. Not just this, the recent Sustainable Development Goals National Indicator Framework Progress report said that the proportion of households spending 10-25