Banking Show
Are microfinance institutions overcharging customers?
Amid the newfound freedom in loan pricing for microfinance institutions, the RBI has raised concerns. Some MFIs have hiked loan rates significantly. Are they overcharging? Raghu Mohan has the answer
 "Are microfinance institutions overcharging customers?")
Why are KYC norms being ignored?
Paytm's is not an isolated case. RBI has previously pulled up many banking and fintech entities for non-compliance with KYC norms. Kasthuri AKhil finds out why KYC compliance has become a challenge
 "Why are KYC norms being ignored?")
Did the Paytm board slip up?
In our cover story today, Raghu Mohan raises some pertinent questions about the role of Paytm's board in the current crisis. Did it slip up? Watch for more
 "Did the Paytm board slip up?")
Why are banks reluctant to sell NPAs to the bad bank?
What explains the slow progress made by NARCL? Manojit Saha and Kasthuri Akhil explore the reasons
 "Why are banks reluctant to sell NPAs to the bad bank?")
Is the RBI ready to change its stance?
As the RBI’s Monetary Policy Committee meeting draws closer, Indian markets are fraught with speculations regarding the panel’s next move. Is it ready to change its stance? Kasthuri Akhil finds out
 "Is the RBI ready to change its stance?")
How can HDFC get its house in order?
HDFC Bank shares fell over 12% after it announced earnings for December quarter. Kasthuri Akhil digs deep to find out what pulled the stock down and what HDFC Bank can do to get its house in order
 "How can HDFC get its house in order?")
Why is the RBI insisting on self-regulatory organisations?
On Monday, the RBI released the draft framework for SROs in the fintech space. Why is it insisting on SROs? Raghu Mohan finds the answer
 "Why is the RBI insisting on self-regulatory organisations?")
Why are Indian banks on a fundraising spree?
Lately, banks have been going on a fundraising spree and hiking fixed deposit rates to attract customers. Kasthuri Akhil finds out what's behind these moves
 "Why are Indian banks on a fundraising spree?")
Why is the RBI worried about bank-NBFC linkages?
RBI wants banks to limit their reliance on NBFCs. Why is the central bank worried about these linkages? Manojit Saha and Bhaswar Kumar find the answer
 "Why is the RBI worried about bank-NBFC linkages?")
Why is the RBI clamping down on AIFs?
RBI recently barred lenders from investing in alternative investment funds linked to borrowing companies. But why is RBI clamping down on AIFs, and what will its impact be? Kasthuri Akhil finds out
 "Why is the RBI clamping down on AIFs?")
Will RBI's move on unsecured credit hit financial inclusion?
RBI increased the risk weight on banks’ exposure to consumer credit, credit card receivables and NBFCs to protect the banking system from a build-up of risks. Will the move hit financial inclusion?
 "Will RBI's move on unsecured credit hit financial inclusion?")
What does govt's extra spending mean for bond market?
The Centre's supplementary demand for grants has raised concerns of a likely increase in govt borrowing through dated market securities. Will this affect the bond market? Kasthuri Akhil answers
 "What does govt's extra spending mean for bond market?")
What to expect from the RBI MPC meet?
RBI will announce the review of the monetary policy on December 8. What is the RBI MPC likely to do? Anjali Kumari and Bhaswar Kumar find out what the experts think
 "What to expect from the RBI MPC meet?")
What is the RBI's new approach to penalties?
RBI guv Das met the boards of state-run and private banks in May. A new penalty regime is now understood to be in the works. What is it, what will be the impact? Raghu Mohan brings you the answer
 "What is the RBI's new approach to penalties?")
Are MFs growing at the expense of FDs?
The MF industry's AUM clocked their highest quarterly growth since Sep 2021, in the Sep 2023 quarter. Are MFs growing at the expense of FDs? Bhaswar Kumar speaks to experts to find out
 "Are MFs growing at the expense of FDs?")
Should there be a cap on market share of UPI players?
Should a 30 per cent market cap be applied to UPI players like PhonePe, Google Pay and Paytm? Bhaswar Kumar brings you the expert take
 "Should there be a cap on market share of UPI players?")
How serious is the unsecured loan crisis?
In today’s cover story Raghu Mohan finds out how serious is the unsecured loans crisis for banks
 "How serious is the unsecured loan crisis?")
What did RBI guv Das say at the BS BFSI Insight Summit?
On Day Two of the summit, Business Standard's Tamal Bandyopadhyay sat down with Governor Das for a fireside chat. Here are the key highlights from that discussion
 "What did RBI guv Das say at the BS BFSI Insight Summit?")
Can the RBI hackathon change the fintech landscape?
What are the RBI's hackathons all about? What are the problems they are trying to address? Raghu Mohan answers in our cover story
 "Can the RBI hackathon change the fintech landscape?")
Why are banks and financial services firms in RBI’s line of fire?
The RBI has taken action against a number of financial sector entities amid its push for better governance and customer protection. Bhaswar Kumar explains what's behind the push
 "Why are banks and financial services firms in RBI’s line of fire?")
