Bank Capital

Fed VC unveils sweeping bank capital rule changes after pushback, delays

The draft Basel rule, first unveiled in July 2023, overhauls how banks with more than $100 billion in assets calculate the amount of capital they must put aside to absorb potential losses

Casa, a four-letter word that bankers love

Casa is also changing its profile as it is no longer low-cost money but it balances the asset-liability gaps and lowers banks' capital requirement

Bank capital needs may rise 15-20% based on draft RBI market risk norms

On February 17, the RBI released draft guidelines on minimum capital requirements for market risk based on Basel III standards

Fundraising through AT1 and tier II bonds nearly doubles in 2022

Public-sector banks were in the market but the size of issues was relatively small

Union Bank raises Rs 2,200 cr in tier II capital for business growth

Public sector lender plans tier I bond of Rs 700 crore before financial year closes

'Think of the worst': RBI Governor Das nudges banks to raise capital

Inflation has peaked, expect CPI at 5% in April-June, he says

Top headlines: RBI's Shaktikanta Das on bank capital, ITC m-cap and more

RBI Governor on economic uncertainties to Sri Lanka privatising its national airline, here are the top headlines

Global regulator puts Bitcoin in highest risk category in bank capital plan

Basel Committee on Banking Supervision says the banking industry faces increased risks from cryptoassets because of the potential for money laundering, wild swings in prices

Banks need to be recapitalised as moratorium ends on Aug 31: SBI report

Banks have to improve governance and sharpen their risk management skills, says research report.

IDFC First Bank to boost capital by Rs 2,000 cr through preferential issue

Capital infusion to be supported by IDFC limited, ICICI Prudential Life, HDFC Life, Warburg Pincus and Bajaj Allianz

Banks to face capital crunch of Rs 3.5 trillion if NBFC mess drags: Fitch

The stress test examines the potential impact on banks of liquidity pressures in the NBFC sector developing into widespread failures

Capital: Is it a punishment?

Do we want our PSBs to live hand-to-mouth at the poverty line of minimum capital? Research studies have suggested minimum core capital ratio ranging from 9% to 53% with a median of 13%

RBI urges banks to keep higher capital buffer to see through crisis

There is a need to look beyond numbers like 8 per cent of risk-weighted assets or 9 per cent, says RBI Executive Director Sudarshan Sen

Letters: Restore confidence

I agree with the views of A V Rajwade in his column, "The illusion of bank capital" (June 2). However, despite the depositor's funds turning into bad assets, it seldom induces her to withdraw the amount. So long as the majority stake rests with the government, investors and depositors are least worried about the rapidly growing bad assets and huge losses of public sector banks. The faith of depositors in state-owned banks is their backbone. As the majority stakeholder in such banks, the government is duty bound to protect the interest of depositors.While the compliance of Basel capital adequacy norms has direct bearing on the lending of banks, the acceptance of deposits is free from those norms. At a time when stressed assets are rising rapidly and profitability is decreasing, the government has to do more to protect the hard-earned money of depositors. Due to bad assets and wilful defaults, public sector banks are incurring losses. Any deterioration in the quality of deployed funds wi

Flawed floors

Bank capital rules don't quite go to the top floor