Banking Liquidity
RBI partly dials back strict loan rules for micro credit, non-bank lenders
The reversal of rules follows the central bank's decision to defer proposals to increase the capital that banks set aside for new project loans and liquidity they hold for digital deposits
RBI will allow ample time for implementing changes regarding ECL, LCR: Guv
RBI Governor Sanjay Malhotra says market determines rupee depreciation, touches on necessary regulations surrounding cryptocurrency
Rate cut alone insufficient to boost lending amid tight liquidity: Bankers
Indian banks' loan growth has moderated for six straight months through December as the liquidity constraints forced lenders to focus on boosting deposits, instead of issuing credit
Govt's cash deficit eases after RBI takes aggressive liquidity measures
The cash injection has also led to a decline in the weighted average call rate, which represents banks' overnight borrowing costs
PNB, Axis Bank, HDFC Bank others rise as RBI announces liquidity measures
Brokerages believe central bank's actions set the stage for a repo rate cut in February
Liquidity may turn deficit this week due to advance tax, GST payments
The average systemic liquidity surplus in August stood at Rs 1.49 trillion, up from Rs 1.02 trillion in July. Over the past 12 months, the average liquidity surplus was Rs 0.49 trillion
NBFC growth likely to take a hit as banks show funding reluctance
According to RBI data, as on September 30, 2023, 37.8% of the NBFC borrowing was from banks
S&P Global downgrades outlooks on 5 regional US banks to 'negative'
It downgraded First Commonwealth Financial, M&T Bank , Synovus Financial, Trustmark and Valley National Bancorp
RBI holds overnight VRRR auction to suck out banking system liquidity
The surplus liquidity in the banking system stood at Rs 13,377 crore on Wednesday, against Rs 4,356 crore on Tuesday, according to the latest data by RBI
Bank credit growth may slow in FY25 on tight liquidity: S&P Global Ratings
Reflecting a robust economic growth, bank credit grew 16 per cent year-on-year (Y-o-Y) till January 12 in the current financial year against 16.5 per cent growth last year
Liquidity deficit in banks widens to Rs 3.3 trn due to GST outflows
The banking system's liquidity primarily stayed in deficit during the third quarter of the current financial year and it widened further in January, driven by tax outflows
Indian banks' liquidity deficit at 8-yr high, traders eye repo rollover
ndian banking system is facing a widening liquidity deficit, reaching levels last seen in 2016, that may prompt the central bank to provide another round of short-term cash infusion
Banking liquidity swings to surplus after a month driven by govt spending
"OMO is out of the picture right now because it will also disrupt the overall supply at this point in time," said a dealer at a state-owned bank
November sees highest issuances of certificates of deposit in FY24
In November, banks issued CDs worth Rs 75,884 crore
Excess SLR holdings reason for RBI's comfort on Abhyudaya Co-operative Bank
The gross NPA ratio of the bank is around 12 per cent, and the regulator aims to bring it down to 8 per cent through sustained recovery efforts
Banking liquidity deficit at 5-yr high, to narrow next week: Economists
The deficit was the highest since Dec 26, 2018, when it had hit Rs 1.86 trillion, according to economists
Banking system liquidity bounces back to surplus after three weeks
The RBI Governor, Shaktikanta Das, had said on Friday that the central bank might conduct open market operations to mop up excess liquidity
Banking liquidity returns to surplus mode after three weeks: RBI data
Banks park Rs 2,760 cr with central bank as RBI hints at open market operations
Banking liquidity remains in deficit after I-CRR disbursement's 2nd tranche
RBI had decided on September 8 to discontinue the I-CRR by October 7, in a phased manner
Advance tax payments push the banking system liquidity into deficit
"The estimates are that around Rs 90,000 crore to Rs 1 trillion will go out as goods and services tax (GST) outflow," a dealer at a primary dealership said
