Cash Demand
Credit-deposit ratios of banks spark debate: Is there a cause for worry?
Though increased lending generally leads to more deposits through the credit multiplier effect, reduced liquidity has led to shrinking deposit pools
 "Credit-deposit ratios of banks spark debate: Is there a cause for worry?")
Cash still king? Rs 1.4 cr is monthly average ATM cash withdrawals in FY24
In terms of absolute withdrawals per ATM, Karnataka saw the highest annual average withdrawal of Rs 1.83 crore during FY24, followed by Delhi at Rs 1.82 crore
 "Cash still king? Rs 1.4 cr is monthly average ATM cash withdrawals in FY24")
Americans are pulling cash from their retirement savings to pay bills
Overall, the average retirement account balance decreased slightly from the previous quarter
 "Americans are pulling cash from their retirement savings to pay bills")
Overnight index swap rates at 10-month high; government bond yields rise
One-year swap rate has jumped 13 bps so far in September, whereas the five-year swap rate has jumped 19 bps
 "Overnight index swap rates at 10-month high; government bond yields rise")
With ATM withdrawals set to get costlier, reduce dependence on cash
Beware of keypad manipulation and heat mapping while using the ATM or PoS machine
 "With ATM withdrawals set to get costlier, reduce dependence on cash")
Indian economy likely to remain cash-dependent for many years to come
After growing at over 20 per cent for most of 2020, currency in circulation growth fell to 8.5 per cent as of October 29 this year, shows RBI data
 "Indian economy likely to remain cash-dependent for many years to come")
'Pandemic paradox': Cash was king in 2020 as digital transactions increased
Experts cite hoarding as reason for 22% spike in currency in circulation
 "'Pandemic paradox': Cash was king in 2020 as digital transactions increased")
Lockdown impact: Bank credit growth plunges 50% in fortnight to May 22
Banks had surplus liquidity of Rs 4.5 trn in the period
 "Lockdown impact: Bank credit growth plunges 50% in fortnight to May 22")
Noida banks to deliver cash at doorsteps in hotspot areas via 'Bank Mitras'
India post, through Aadhaar enabled payment services, is serving in 19 locations, said district magistrate Suhas Lalinakere Yathiraj
 "Noida banks to deliver cash at doorsteps in hotspot areas via 'Bank Mitras'")
Demand for cash this festive season prevails over economic slowdown
The demand for currencies rose in the eastern India, where Durga Puja is a major festival
 "Demand for cash this festive season prevails over economic slowdown")
Cash demand was falling even before note ban, suggests RBI data
The 'currency with the public' component of the money supply grew at a declining rate during the first six months of 2016, and thereafter grew negative
 "Cash demand was falling even before note ban, suggests RBI data")
