Business Standard

Cibil Score

India's credit self-monitoring grows by 51%: TransUnion CIBIL report

Notably, 81 per cent of consumers from non-metro regions began monitoring their credit within six months of their first credit product

India's credit self-monitoring grows by 51%: TransUnion CIBIL report
Updated On : 29 Aug 2024 | 8:30 PM IST

ZET app's new secured credit card aims to boost CIBIL scores

Secured credit card comes against a FD of minimum Rs 5,000 ranging to Rs 25,000 with 90 per cent of the amount as the credit limit

ZET app's new secured credit card aims to boost CIBIL scores
Updated On : 30 Jul 2024 | 8:18 PM IST

Why your credit score is not improving despite timely payments: Know more

Each time you take a new credit card or loan or look to refinance an existing loan, the new lender checks about you

Why your credit score is not improving despite timely payments: Know more
Updated On : 10 Jul 2024 | 11:30 AM IST

Cibil score: How it tracks your credit history, how to improve your record

Reserve Bank of India has mandated all banks to check customers' credit scores for loan or credit card applications.

Cibil score: How it tracks your credit history, how to improve your record
Updated On : 22 Mar 2024 | 1:28 PM IST

Six steps to improve your credit or CIBIL score, check steps below

Your CIBIL score plays a key role when you go for loan requests as it will help you get loans at easy interest rates and along with other benefits. Here are the six tips to improve your credit score

Six steps to improve your credit or CIBIL score, check steps below
Updated On : 29 Sep 2023 | 4:12 PM IST

How you can rebuild your credit score even after late payments

Start by reviewing your credit report and identifying the late payment entry. Understand the impact it has had on your credit score and how it may affect your overall creditworthiness.

How you can rebuild your credit score even after  late payments
Updated On : 13 Jun 2023 | 1:16 PM IST

Educations loans cannot be denied due to low CIBIL score: Kerala HC

Banks are in a bind as Kerala High Court directs them to exercise more compassion with students, as guarantors frequently default on education loan repayments

Educations loans cannot be denied due to low CIBIL score: Kerala HC
Updated On : 08 Jun 2023 | 12:31 PM IST

Monitor your credit report regularly as improving score takes time

Viewing it often will also help you detect identity theft early

Monitor your credit report regularly as improving score takes time
Updated On : 15 Dec 2022 | 9:51 PM IST

What is credit score? Why is it important?

A credit card can come in handy for small purchases on credit. And if you are carrying one, it is crucial that you have a good credit score. But, what exactly is the concept of credit score?

What is credit score? Why is it important?
Updated On : 07 Dec 2022 | 7:00 AM IST

LIC Housing Finance increases home loan rate to 6.9% for select borrowers

For borrowers with CIBIL score of 700 and above, the rate hike has been limited to only 20 bps, LIC Housing Finance said in a statement, adding that the revised rates are applicable from Friday

LIC Housing Finance increases home loan rate to 6.9% for select borrowers
Updated On : 13 May 2022 | 1:43 PM IST

What is credit score & why is it important?

A good credit score can help you tide over financial challenges. When you take a loan or a credit card, the lender checks your credit score to know your credit history. Find out what's credit score

What is credit score & why is it important?
Updated On : 29 Apr 2022 | 7:00 AM IST

MSME credit demand in June back to level before pandemic, says CIBIL

High credit growth was helped by government's lending scheme and it masks asset quality pain: Agency

MSME credit demand in June back to level before pandemic, says CIBIL
Updated On : 29 Jul 2021 | 1:07 AM IST

SBI cuts home loan interest rate by 10 bps to 6.7% linked to CIBIL score

Sanctions loans worth Rs one trillion till date in FY21

SBI cuts home loan interest rate by 10 bps to 6.7% linked to CIBIL score
Updated On : 01 Mar 2021 | 11:24 PM IST

PSBs are offering personal loans at attractive rates, shows CIBIL data

The interest rate offered by PSBs like State Bank of India (SBI), Bank of Baroda and Bank of India hover around 8.9 per cent-10.50 per cent.

PSBs are offering personal loans at attractive rates, shows CIBIL data
Updated On : 26 Dec 2020 | 1:51 AM IST

Two out of three borrowers unaware of their CIBIL score: Report

The CIBIL score is an indicator of credit worthiness.

Two out of three borrowers unaware of their CIBIL score: Report
Updated On : 03 Dec 2020 | 5:30 PM IST

Credit score to be in line with RBI moratorium guidelines: Transunion Cibil

The RBI announcement came as a relief to the borrowers and affirmed commitment to provide a comprehensive picture of each person so they can be reliably and safely represented in the marketplace.

Credit score to be in line with RBI moratorium guidelines: Transunion Cibil
Updated On : 30 Mar 2020 | 3:10 PM IST

Credit supply to commercial sector slows to multi-year low of 8.1%: Sidbi

The report said lending to micro, small and medium enterprises has increased for smaller borrowing size and lower duration borrowers, it said

Credit supply to commercial sector slows to multi-year low of 8.1%: Sidbi
Updated On : 09 Jan 2020 | 8:30 PM IST

Loan enquiries affect your credit health

Avoid making multiple applications to different financial institutions for the same loan

Image
Updated On : 10 May 2016 | 5:10 PM IST