Credit Card

Supreme Court removes 30% interest cap on late credit card bill payments

RBI stated that while it has directed banks not to charge excessive rates of interest, it does not directly regulate the rates charged by banks

Managing multiple credit cards? Points you should keep in mind

Before utilising multiple cards, assess your monthly income and fixed expenses to determine how much you can afford to spend

'Credit card delinquencies rise in June even as issuance growth drops'

According to CRIF data, delinquencies in the 91-180 DPD category increased to 7.6 per cent in October 2023, up from 6.5 per cent in June 2023

HSBC India launches premium credit card Prive for private banking clients

The bank has unveiled its first premium credit card, HSBC Prive, designed with privileges exclusively curated for its private banking clients

What is a chargeback in credit and debit cards and how does it work?

Process involves a consumer's bank investigating disputes with merchants in recovering funds

Co-branded credit card share likely to double by FY28: Visa's Rishi Chhabra

Spends are 20% higher than traditional cards

SBI Card update: No reward points for spending on digital gaming platforms

Decision part of a broader revision of credit card policies by several banks in India

Are air mile credit cards worth it? Here's what you should know

Such cards are worth it if you are a frequent flyer and know how to use rewards offered

Why RBL Bank shares hit 52-week low, Bajaj Fin slid 1% in today's trade?

Following the development, RBL Bank informed that co-brand cards issued to date will continue to operate as usual without any change

Bajaj Fin exits co-branded credit card biz, ends tieup with DBS India, RBL

RBI restricted co-brand partners' role to distribution only

Credit card spends rise 14.5% in October on festive season purchases

Net addition in cards in October stood at 786,337

Funding medical emergencies: Use credit cards and loans wisely, build fund

In India, out-of-pocket medical expenses are high. Many patients don't have a medical cover, while others have an inadequate amount

85% of credit card users in India shop online during festive season: Survey

The surge in online shopping is linked to the range of discounts and special offers provided by e-commerce firms during the festive sales

How changing your credit card billing cycle can help in better cash flow

A billing cycle that aligns with your financial inflow can simplify budgeting. You can plan your expenses more effectively when you know exactly when your credit card payments will be due

How changing your credit card billing cycle can help in better cash flow

A billing cycle that aligns with your financial inflow can simplify budgeting. You can plan your expenses more effectively when you know exactly when your credit card payments will be due

Credit card rewards, benefits cut: What options do customers have?

RBI has established guidelines for banks issuing credit cards, to protect customers when terms change

Improve score, opt for secured credit card to tackle squeeze in issuances

If you are finding it hard to get a personal loan, try to get a collateral-based one

Save more on fuel with rewards, discounts with these 5 credit cards

Apart from offers and benefits on your fuel expenses, cards provide offers in dining, shopping and entertainment

YES Bank, ICICI update credit card rewards: More spending, fewer benefits

From December 1, YES Bank will cap YES Rewardz points on flights and hotel bookings. ICICI Bank will raise lounge access spend requirements from November 15

Banks curb credit card issuance as delinquencies rise this festival season

Amid rising delinquencies, banks are slowing down on new credit card issuances this festive season; lenders are cautious due to increased default rates in unsecured lending