Credit Health Rating
Explained: What is a credit score, why is it important & how to improve it
A credit score is among the first things a financial institution would check in order to sanction a loan
 "Explained: What is a credit score, why is it important & how to improve it")
Covid-19 impact: Moody's lowers SBI's baseline credit assessment to 'ba2'
The rating agency, however, affirmed SBI's Baa3 deposit ratings
 "Covid-19 impact: Moody's lowers SBI's baseline credit assessment to 'ba2'")
India Inc's credit ratio hits 5-year low of 0.97 in first half of FY18
India Inc credit health as further deteriorated this fiscal if rating action is to go by. The credit ratio-number of upgrades to downgrades of debt paper- has hit a five-year low of 0.97. In the first six months of current fiscal, rating agencies have upgraded 189 debt papers and downgraded 195. Debt worth nearly Rs 2.57 lakh has been downgraded this fiscal, which is 1.5 times the previous fiscal, data provided by Securities and Exchange Board of India(Sebi) shows. In value terms, the current fiscal is already the second-worst year after 2015-16.Experts say subdued earnings along with disruptions such as demonetisation and Goods and Services Tax (GST) have hit the cash flows of India Inc adversely. The earnings growth has largely remained flat in the last three years. Companies have reported an average eight per cent growth in profits for the just-concluded September quarter. Analysts are predicting that the revival in earnings cycle is at least another two quarters away.Another key ..
 "India Inc's credit ratio hits 5-year low of 0.97 in first half of FY18")
