Page 3 - Credit Risk

Financial creditors to Future Retail place claims worth Rs 21,000 cr

60% of such claims are from state-owned banks and other creditors, shows data on company's website

Fintechs seek 1 yr sunset clause on RBI's PPI issuer credit lines directive

Earlier this week, the RBI directed the non-bank prepaid payment instrument (PPI) issuers to stop providing credit lines on such PPI cards and asked them to stop the practice immediately

Moody's upgrades ICICI Bank, Axis Bank's baseline credit assessments

Affirms Baa3 deposit ratings of both Indian private sector lenders; outlook on ratings for both banks, where applicable, remains stable

MakeMyTrip partners with banks, NBFCs for 'book now pay later' option

The book now pay later (BNPL) payment has been introduced on bookings for travel, flight or hotels, on MakeMyTrip as well as on the Goibibo app

Russian tycoons now $8.3-billion richer as stock trading resumes

Scores of Russian billionaires got sanctioned by the EU and the UK after the Kremlin started its war against Ukraine

Credit risk funds once again back on investors' radar, shows data

After witnessing sharp outflows in 2020, credit risk funds are once again back on investor radar

Select a credit risk fund that avoided mishap in recent past: Analysts

Given their high-risk nature, take limited exposure in your satellite portfolio

ECLGS stopped 14% of loans from slipping into NPA, says SBI report

The scheme has saved around 15 million jobs and stopped 14 per cent of outstanding MSME loans from turning into non-performing assets (NPAs)

P2P lending is for those with a high risk appetite, say analysts

Limit lending amount and diversify among borrowers

Retail investors should lock in interest rates for longer term with G-Secs

Holding instrument till maturity could help in tackling volatility

Best of BS Opinion: Growth via ease of compliance, GameStop episode & more

Here are the top BS Opinions of the day

Explained: Is credit risk aversion constraining economic growth?

Or is it a case of expecting the tail to wag the dog?

Credit risks rising for infrastructure projects in India, says S&P

Growing debt; weakening counter parties driving risks

Market risk is temporary, credit risk permanent, says Mirae's Jajoo

RBI announced a series of confidence boosting measures, including commitment to conduct adequate OMOs, introducing for the first time, OMOs of state development loans, and online LTROs

Weak credit card spends due to job loss snatch banks' low-hanging fruits

September's seven per cent year-on-year credit card outstanding is the poorest in recent years

Decoded: How Sebi's 'risk-o-meter' grading of MF schemes helps investors

Sebi has further improvised the risk-o-meter, which will have six levels, up from five. The labels now range from 'low' to 'very high risk'

India unlikely to see meaningful change in NOCs capital structure: Moody's

National oil companies face more credit risk due to energy transition than private ones, according to Moody's Investors Service

Covid-19 impact: Credit ratio at decadal low of 0.54% in H1, says CRISIL

The credit quality pressure on India Inc is likely to persist in H2FY21, with downgrades outnumbering upgrades, according to the rating agency

DPIIT working on credit guarantee, seed fund schemes for startups

This scheme would give banks a comfort to lend, he said adding that it was for credit not for venture capital

Check your credit report; raise a dispute on 'invalid' score reduction

If your credit score has declined, get your credit report and check for discrepancies, then decide whether to raise a dispute