Credit Scores

No credit profile? Here is what you can do to have a robust score

Build your credit profile by applying for a secured credit card backed by a FD to build your credit profile

Credit score to bills: Steps to take if your loan application is rejected

Paying loan instalments on time is crucial for maintaining a healthy credit profile, reducing the chance of loan rejection

High-value home loans: Enhance your credit score to boost eligibility

Engage a property lawyer to carry out title and other checks for smooth approval

Lenders prefer salaried individuals with steady income for personal loans

While more than 25% of salaried borrowers have an excellent credit score of 770 and above, only 14% of self-employed consumers have such strong credit score profiles

We'll launch credit score for housing loans: IMGC CEO Mahesh Misra

'HDFC Bank has a very ambitious DNA; we expect this to translate into a higher appetite for market share'

For car loan, check lenders on their total borrowing cost and service

Select companies that offer easier terms for repayment of the loan

How you can rebuild your credit score even after late payments

Start by reviewing your credit report and identifying the late payment entry. Understand the impact it has had on your credit score and how it may affect your overall creditworthiness.

TMSEp319: Parliament's winter session, IIT placement, markets, credit score

What does Parliament's winter session mean for you? Why are stock market players recruiting IIT graduates? Are the markets fully pricing in recession fears? What is credit score? All answers here

What is credit score? Why is it important?

A credit card can come in handy for small purchases on credit. And if you are carrying one, it is crucial that you have a good credit score. But, what exactly is the concept of credit score?

Bessemer Venture leads $3.5 mn seed round for SaaS billing start-up Zenskar

Zenskar's flexible billing platform enables SaaS firms to handle usage-based pricing, subscriptions, nuanced discounts, credits, custom currencies, prepaid, post-paid, and ramp deals

HDFC Bank may introduce credit scores for third-party vendors

Latest Reserve Bank of India data showed that in 2021-22, frauds to the tune of Rs 60,414 crore were reported, down 56.28 per cent from Rs 1.38 trillion in 2020-21

How to make the most of RBI's new customer-friendly credit card rules

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where necessary

Debt cut strategies useful for borrowers but they come at a cost

Loan restructuring and moratorium increase interest outgo

Facing credit card woes amid pandemic? Look for lower-cost credit options

Defaulting on card dues could restrict access to credit in future

Kunal Shah's CRED aims for revenue through new product launches

Company backed by Sequoia Capital helps credit card users earn rewards for paying their bills

FM warns banks against trusting credit scores of loan seekers 'blindly'

The FM told the top bank executives to listen to the concerns of branch-level staff

Planning to take a personal loan? Existing loans impact borrowing capacity

Your credit score and the company you work for also have an effect

Bad credit score: Millennials spawning next wave of NPAs for banks?

The number of millennials opting for a new loan grew 58 per cent as against a 14 per cent growth in the non-millennial segment

Only 15% population in metro aware of credit scores: Suvery

According to the survey, only 11% of the polled people have ever obtained their credit reports from any credit bureau