With the spreads on home loans coming down, those who have a good credit score should consider refinancing
Experts feel debt MFs will be more relevant in a falling interest scenario and work well for those who aren't sure about their investment horizon
New Mutual Fund rules: All existing investments and new investments made in debt MFs before March 31 will not be affected by the proposed mutual fund tax change
Yields of popular debt schemes touch 7.5%, the highest since Covid outbreak
"Credit funds have performed quite well in 2022, on the back of an improving economic cycle, low-interest rates, and easing liquidity as domestic and global economies opened up"
Mismatch in YTM growth because shorter-end of yield curve more responsive to rate changes, say experts
Investors could also get the benefit of capital gains this year
Indian state-run and private banks raised an aggregate of 611.94 billion rupees ($7.39 billion) in October-December, more than double the 301.34 billion rupees raised in July-September
In November, nearly half the dynamic bond fund (DBF) schemes raised the allocation to medium-to-longer-duration papers
YTMs of all debt fund categories, except credit risk and overnight, in a narrow range of 6.3-7.3%
Naren said after a long time the need for money in the deposit market has come and we see hikes in bank deposit rates
Lock into one-two year FDs and continue laddering, say experts
The fund's investment objective is to generate long-term capital appreciation and current income from a portfolio invested in equity, equity-related securities, and fixed-income securities
Tactical bets on longer-duration funds not advisable in the current scenario as rate cuts are not on the horizon
One-year returns, however, better than most equity, debt funds
Jaypee Infratech deal expected to close by early Nov
Elon Musk pledged to close the acquisition of Twitter Inc. by Friday in a video conference call with bankers helping fund the deal
For tax-efficient exposure, go for target maturity funds maturing in 2026-2028
'Every investor's time horizon and risk appetite is different hence I can't give a single answer for a diverse investor base'
The YTM of most debt funds tops 6.5%, indicating that they can at least do better than FDs in the near future