The schemes returned 0.2 per cent on average - worse than the 0.3 per cent generated by the benchmark
Going 100% into equity SIPs, or getting wholly into debt, will hurt in the long run, say experts
Avoid extreme steps like investing more in equities amid the bull run, or exiting completely for fear of a correction
Both value and dividend yield funds benefit from market downturns by investing more aggressively on such occasions
However, this will be tested with the economy clearly in slowdown mode