Page 2 - Financial Planning
Key financial rules will change from August 1: What you should do
Significant updates, include new Google Maps charges and revised HDFC Bank credit card regulations
 "Key financial rules will change from August 1: What you should do")
Only 38% Indians debt-free, 40% lack emergency fund: What a survey reveals
About 40% of affluents and HNIs in India lack a sufficient emergency fund, and 27% haven't planned their taxes effectively
 "Only 38% Indians debt-free, 40% lack emergency fund: What a survey reveals")
Key information about health insurance plans explained in one table
Know about eligibility, key features and premium amount in Policybazaar table
 "Key information about health insurance plans explained in one table")
1.8 mn posts in Indian financial services sector vacant: FBSB India CEO
A top official of the FPSB India (Financial Planning Standards Board) here on Wednesday said India is facing the issue of unemployability in the financial services sector because there were no takers of nearly 18 lakhs jobs last year. GIFT City in Gandhinagar, which employs nearly 6,000 people in the financial services sector, will generate nearly 1.5 lakh jobs in this sector in the next five years, FPSB India CEO Krishan Mishra told PTI here on Wednesday. "Last year, as per the data provided by the National Career Services portal of the central government, India created 46.86 lakh jobs in financial services. Of those, only 27.5 lakh jobs were filled. It shows that there were no takers for 18 lakh jobs. This is because of unemployability. Jobs are there, but people are not capable enough to take them up," said Mishra. "Banks, insurance companies, brokerage houses and mutual fund companies are always in need of trained people. If you conduct an online job search, you will find that .
 "1.8 mn posts in Indian financial services sector vacant: FBSB India CEO")
Strategy in bull run: Time to book profits, protect equity market gains
Sell and bring allocations back to original levels in those segments of your portfolio that have become bloated
 "Strategy in bull run: Time to book profits, protect equity market gains")
Savings to expenses: What to do in your mid-year financial review
Time to reassess your budget and adjust it to reflect your current financial reality
 "Savings to expenses: What to do in your mid-year financial review")
How to declutter your portfolio and reduce the number of mutual funds
A portfolio with too many funds is difficult to manage and it makes decision-making tough
 "How to declutter your portfolio and reduce the number of mutual funds")
Company fixed deposit rates: Terms, tenure explained in one table
Comprehensive insights into ratings and returns offered by various players over different horizons
 "Company fixed deposit rates: Terms, tenure explained in one table")
Midlife financial planning: Buy deferred annuity plan for assured income
Some portion of retirement savings must also be invested in growth assets and some in liquid ones to meet emergencies
 "Midlife financial planning: Buy deferred annuity plan for assured income")
Key information about health insurance plans gathered in one table
Know about eligibility, key features and premium amount in Policybazaar table
 "Key information about health insurance plans gathered in one table")
2 out of 5 Indians say savings key goal of financial planning: Report
People older than 30 likely to save almost 25% of their monthly income and those younger save only 10-15%
 "2 out of 5 Indians say savings key goal of financial planning: Report")
Daughters Inc: The unfolding of succession at Indian family businesses
Of the 2,348 companies listed on the National Stock Exchange, 510 have women executive directors
 "Daughters Inc: The unfolding of succession at Indian family businesses")
Tax law requires you to report income, assets abroad: What you must do
Not reporting foreign assets and income may also result in penalty and even jail sentence
 "Tax law requires you to report income, assets abroad: What you must do")
Canara Bank to HDFC Bank: Fixed deposit interest rates in one table
Indians' favourite investment option offers lucrative returns and stability
 "Canara Bank to HDFC Bank: Fixed deposit interest rates in one table")
Car loan rates, terms and processing fees explained in one table
Processing fees and rules of top lenders listed to help you make a decision
 "Car loan rates, terms and processing fees explained in one table")
Small investments make market sense: Strategy to build corpus steadily
An asset-allocation approach will help you in not taking an outsize risk
 "Small investments make market sense: Strategy to build corpus steadily")
Hike in gratuity amount deferred: What it means for your financial planning
Private sector and government employees must review their retirement portfolio and track EPFO's announcements
 "Hike in gratuity amount deferred: What it means for your financial planning")
Pension plans of various companies, terms, fees put together in one table
Regular pay, single pay and single pay deferred annuity schemes explained for your convenience
 "Pension plans of various companies, terms, fees put together in one table")
Getting a credit card is easy but closing it needs a checklist of tasks
Get a confirmation letter from issuer confirming closure, ensure it says you have no dues
 "Getting a credit card is easy but closing it needs a checklist of tasks")
Company fixed deposit rates' terms, tenure explained in one table
Comprehensive insights into ratings and returns offered by various players over different horizons
 "Company fixed deposit rates' terms, tenure explained in one table")
