Frankly Speaking

They are good enough to die for us but ...

Clearly any reasonable person will be outraged that the banking system has placed our soldiers in the lowest hierarchy of the new "caste" system that has been created

Smart public-speaking programmes to bring out the orator in your child

Several such Indian and global programmes, aimed at school and college students, have actually helped them prepare for higher education and chart their career path

Nominee is not the undisputed owner

The court only ruled that society must transfer flat shares to the nominee

Harsh Roongta: Get your free credit report today

Credit Information Companies collate data of borrowers from lenders and share consolidated report

Harsh Roongta: Credit card default is costly

Borrowers with low credit scores should take secured loans and build up their credit scores faster

Harsh Roongta: A way without the Will

State governments can also do their bit by amending Cooperative Housing Societies Act

Harsh Roongta: Banks and fake currency

Customers don't want to face police investigation and banks would rather avoid extra paperwork

Finders can't be keepers

If you say you found money on the street, tax officials could ask for details of how and where it was found

Mixing insurance with investments?

There are enough provisions that the insurance cover does not expire if an SIP cheque or ECS bounce

Go only for finished flats till May 2017

After coming into effect, the Real Estate Regulation Act will ensure that developers are unable to take home buyers for a ride

The real story behind delayed tax refunds

Prompt refunds have been made for small amounts. For larger amounts, time has been sought till March 2018

How UPI may score over IMPS for making mobile payments

You can even send a collection request if you have loaned money to someone. If he does not approve the payment, his intention would be suspect

Can only the rich do social good? Not really

Some innovative organisations let you donate small amounts for social good and empower the recipients

Empower women through property ownership

It is about time the tax laws that impede property ownership by women should be amended

Your Money: Should you opt for National Pension System?

If you prefer a forced-savings product, NPS is a good choice. It can become better with tax benefits

Make interest rate calculations transparent

The ministry should reveal the exact method by which the spread has been applied

MCLR may not help retail borrowers too much

Banks will introduce hybrid home loans with stiff penalty on prepayment and shifting

The right questions before picking a high-value term plan

The rack rate of premia is seldom going to be the amount that the insurance company charges even the fittest of persons