Page 5 - Housing Finance Companies
Why new home loan borrowers should choose banks over housing finance firms
Existing borrowers of housing finance companies pay a higher interest rate compared to new ones
 "Why new home loan borrowers should choose banks over housing finance firms")
5 housing finance companies dominate mkt, lend 78% of home loans: Icra
The housing finance market in India is fragmented, with 80-plus players. However, two large companies, HDFC and LIC, each has assets over Rs 1 lakh crore, cornering 57 per cent, according to rating agency ICRA.The next batch, of three HFCs - - DHFL, Indiabulls and PNB HFL -- with a book size of Rs 15,000-50,000 crore each -- have a combined market share of 21 per cent.Sector executives said though these five have a dominant share, the thrust on affordable housing finance will gradually change the scenario. A little more than 25 HFCs have been set up since 2015.The growth also comes with some risk, such as more laxity in underwriting standards in the midst of effort to expand books. The seasoning of affordable loans will throw up the challenge of slippages. Also, credit to developers (also known as developer loans) could be in default on account of consolidation and churn in real estate, due to regulatory reforms, they said. Further down the ladder, eight players with an asset base ..
 "5 housing finance companies dominate mkt, lend 78% of home loans: Icra")
Will home finance firms' dream run continue?
Experts expect companies focused on smaller cities to benefit more, as housing sector growth in the big ones is slowing
 "Will home finance firms' dream run continue?")
