Balanced hybrid funds invest between 40 per cent and 60 per cent of total assets in equity and debt
Invest via the SIP route to benefit from the volatility expected in the near term
In fact, you need to be more diligent if you're over 50 as there is a higher risk of losing your job, and in any case you have less than a decade to build a nest egg
For fiscal 2022, Accenture sees 12% to 15% of revenue growth and expects to spend a similar amount on acquisitions as last year.
Over the past year, the aggressive hybrid category has given average returns of 41%
Fund's investment objective is to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity-related securities, as well as fixed income securities
Among the larger funds, only DSP MF and Invesco MF have not participated in the anchor book
Hybrid funds are getting traction from investors with such instruments witnessing net inflow of Rs 27,220 crore in three months ended June, more than double from the preceding quarter
These are for long-term wealth; dynamic funds protect downside risk better
Last year, the category saw outflows of over Rs 24,000 crore, data from the Association of Mutual Funds in India (Amfi) shows
Choose separate equity and debt funds for greater control over asset allocation
Industry AUM slips below Rs 27 trn in September
Outflows stood at over Rs 3,500 crore in July as investors took advantage of market rebound amid Covid uncertainty
If one looks at last year's data, it is interesting to note that the hybrid fund category was doing rather well till January-end
Equity market volatility, credit risk concerns impact sentiment
If you were mis-sold this product with the promise of regular dividend, you should exit it
Experts say lack of investor understanding and cases of mis-selling have impacted sentiment
Allocations to mid-cap and small cap stocks have been managed actively during this period, while maintaining predominant exposure to large cap stocks
Aggressive hybrid funds, according to Sebi's definition, invest 65-80 per cent of their portfolio in equities
Investors should, however, be prepared for the fact that lower equity exposure will mean lower returns than from a pure equity fund