Page 18 - Life Insurance

Irdai's regulatory changes likely to make insurance products more appealing

Now policies will acquire a surrender value after two premiums have been paid

Life insurance may be a good option for investors in long run: Experts

A relatively new industry for stock markets, investors will take time to understand the business dynamics

Reader's corner: Is it possible to take a loan against life policy?

In case you surrender or break up the policy, you will get lesser amount compared to your original maturity benefit, as surrender charges will be applicable

Irdai's approval to new regulations for life insurance products

The new regulations will allow the insurers to charge an extra premium from policyholders who wish to buy riders with unit-linked insurance plans.

Reader's Corner : Life Insurance

Credit-linked insurance plans are available for retail investors. The majority of life insurance companies offer it as a part of their group business

Improvement in profitability to continue for life insurers, say analysts

Low penetration and increasing awareness to propel sale of more profitable protection products

Only one out of five life insurance holders have term insurance: Survey

Term insurance, despite being the most fundamental and cheapest form of financial protection, still lacks a significant uptake in urban India

Reader's corner: Life insurance

During the purchase of a term plan, the requirement for a medical examination varies for individuals

Why women must get proper insurance cover, even if they are not employed

In life insurance, ensure flexibility so that coverage can be reduced when circumstances require doing so

Reader's Corner: How do I calculate my family's life insurance needs?

The primary objective of a life insurance plan is to protect you and your family's life, dreams and goals

Premium growth of life insurers hits 4-year low; LIC's collections drop

Market volatility and shift towards protection business have adversely impacted growth rates

Life Insurance companies luring Fitbit, Apple watch users with deals

The customers who want to sign up for such a program might be a little more health-conscious-and less risky to cover

Readers' questions on life insurance plans answered: From nominees to risks

A convertible life insurance plan provides the benefit of obtaining less expensive term plan at the beginning while maintaining the option to convert the same to an endowment plan in the future

Private life insurers benefit from focus on 'protection' products

Despite mark-to-market losses, value of new business and profitability improved during the first half

Readers' Corner: Life Insurance

Life insurance riders offer additional benefits and coverage at a low premium.

Everything you must know about tax benefits of medical and life insurance

The income tax laws provide a tax deduction under Section 80D of the premium paid towards a medical cover taken for oneself or family (spouse and children) upto Rs 25,000 from the individual's income

IndiaFirst Life Insurance ties up with Oxigen to widen reach

The partnership will begin as a pilot project for three to six months, first in Bihar and Odisha, and then in Uttar Pradesh, to understand ground challenges

Readers' Corner: Will life insurance be in force even outside India?

It is always prudent to have a life insurance cover irrespective of where one lives

How technology impacts life insurance

Hype around what's possible in digital does injustice to what's possible in real

Life insurers' new premium up 6% to Rs 16,995 cr in November: Irdai

State-owned LIC registered a fall of over 1.5 per cent in new premium collection at Rs 12,336.53 crore during the month