These funds invest in money market instruments maturing in less than 91 days, including treasury bills, commercial papers issued by corporates, and certificates of deposits issued by banks
New tax rules in India can make liquid funds with higher returns beat fixed deposits despite higher tax rates, consider your situation before investing.
Debt funds took a beating but sectoral funds soared in March, reflecting dynamic market sentiments
Debt funds continue to see most of the action in the short end of the yield curve and markets are, perhaps, waiting for clarity on the direction of interest rates.
Liquid funds recorded the highest net inflows of Rs 49,468 crore, followed by Money Market funds that saw net inflows of Rs 10,651 crore and Overnight funds with a net inflow of Rs 8,995 for January
Yields from these schemes are attractive currently, but could come down if rate cuts happen
Both liquid funds and sweep in fixed deposits are excellent risk-averse investment options. We help you decide between the two
Most thumb rules related to emergency fund planning state that you must have 6-9 months of your fixed monthly expenses saved away in an easily accessible and low risk asset class.
The return of debt funds appears to be a reset of institutional allocation, as well as locking in higher rate
Depending on one's financial position, requirements, larger financial goals and risk tolerance, both saving accounts and liquid funds can be beneficial
To stay safe, keep bulk of portfolio in shorter-duration or target maturity funds
SIP inflows surged 2 per cent month-on-month (MoM) in September to Rs 12,980 crore, according to the latest data released by the Association of Mutual Funds in India (Amfi).
If any claim is not filed during the liquidation process, the amount of claim collated during CIRP should be verified by the liquidator
Investors entering the market now can expect above 5% return at low risk, better than parking money into a savings bank account
Anil Agarwal-controlled unit looks to raise $700 mn from Indian lenders
Liquid funds and credit funds saw net inflows of Rs 53,251.28 crore and Rs 251.18 crore
Debt mutual funds witnessed an outflow of Rs 84,202 crore in three months ended March 2021, with liquid schemes contributing 56 per cent of the withdrawal, according to a Morningstar report. This was the only quarter in 2020-21 that saw outflow in the fixed-income or debt category. The outflow comes following an inflow of Rs 1.69 lakh crore in December quarter, Rs 35,522 crore in September quarter and Rs 1.09 lakh crore in June quarter. According to the report, fixed-income category had faced a challenging atmosphere since the downgrade to IL&FS back in 2018. A spate of downgrades to other entities following the IL&FS crisis left some of the fixed-income funds in a serious liquidity crunch as redemptions in certain categories explode, it added. "Given the uncertainty in the economy caused by COVID-19, investors are again moving toward risk-averse assets in the fixed-income segment during volatile times, as they tend to provide better protection to their capital relative to ...
1-year returns down to less than 3.5%, below short-term rates offered by banks on FDs
The mutual fund industry began the new year on a losing note with the overall AUM falling around 2 per cent in January, hit by surprise net outflows of a whopping Rs 45,316 crore from liquid funds
Gilt funds came back under investors' radar in October after witnessing net outflow for two consecutive months