Loan Against Property

PNB Housing Finance to start LAP vertical from April 2025: MD & CEO

LAP will be a part of the retail business, which includes the prime, affordable, and the emerging housing segments

Murugappa Group's Chola Q3 results: Profit up 28% at Rs 876 crore

Loan Against Property (LAP) business disbursed Rs 3,409 crore during the quarter, as against Rs 2,255 crore during the same period last fiscal, with a growth rate of 51 per cent

Godrej Capital forays into Rajasthan, targets 10% market share: Official

Godrej Capital, the financial services arm of Godrej Group, has forayed into Rajasthan. The company will target a 10 per cent market share with a focus on loan-against-property (LAP), a company official said. In addition, it will launch unsecured business loans for micro, small and medium enterprises (MSMEs) in Q4 FY23 and venture into supply chain financing. "We are looking to scale our existing operations and expand our offerings through product innovations. Jaipur has immense potential and is an important market to begin our expansion journey in Rajasthan," Godrej Capital MD and CEO Manish Shah said. Godrej Capital closed the first half of the financial year with a balance sheet of Rs 3,500 crore and aims to grow to Rs 6,000 in FY23 and is targeting Rs 30,000 crore by 2026. With an expansive network of 970+ channel partners and over 270 developers, Godrej Capital serves close to 7,000 customers across home loans and loans against property.

A snapshot of loan against property with two riders offered by companies

Here's how loan against property rates offered by banks stack up

A snapshot of loan against property offered by various banks with details

Here are the interest rates of loan against property offered by various banks

Concealing material fact can lead to rejection

When truthful answers are not given, it constitutes a breach of good faith, entitling the insurer to treat the policy as void

Not getting personal loan to manage an emergency? Offer collateral

Starting a fixed deposit may make a bank more willing to offer you a credit card

A snapshot of loan against property offered by various banks with details

Here is how the loan against property rates offered by various banks stack up

A snapshot of loan against property rates offered by various banks, HFCs

Here is how the loan against property rates offered by various banks stack up

RBI fields FaQs on loan recast, clears air over OTR, loan against property

Says outstanding debt on date of invocation will be eligible for restructuring under regulatory scheme for borrowers facing financial stress due to Covid-19

A snapshot of loan against property offered by various banks and HFCs

Here's how interest rates of loan against property offered by various banks and HFCs stack up

A snapshot of loan against property offered by various banks with details

Here is how the loan against property offered by banks stack up

Loan against property: Here's a snapshot of rates offered by various banks

Add a co-applicant to improve your chances of increasing loan amount

Need emergency money? Use loan against property to fund planned expenses

Both self-employed and salaried employees can avail of it

Planning to take loan against property? Go for overdraft option to cut cost

Interest has to be paid only on the amount used

Need emergency money? Opt for a bank when taking loan against property

Here is how the loan against property rates offered by banks and housing finance companies stack up

Need cash urgently? Be extra cautious when taking loan against property

Here is how loan against property offered by banks and HFCs stack up

Planning to take a loan against property? Keep these factors in mind

The processing is faster, interest rates are lower and it comes with a 15-year tenure

Planning to avail of loan against property? Here are rates offered by banks

Here are the rates and terms offered by top banks and fousing finance companies for loans against property

A snapshot of charges associated with loans against property

Here are the terms and fees charged by key banks and NBFCs on their loans against property