The Reserve Bank of India (RBI) has enhanced the collateral-free loan limit for farmers from Rs 1.6 lakh to Rs 2 lakh, effective January 1, 2025, a move aimed at supporting small and marginal farmers amid rising input costs.
The new directive instructs banks nationwide to waive collateral and margin requirements for agricultural and allied activity loans up to Rs 2 lakh per borrower.
According to the agriculture ministry, the decision comes in response to the rising input costs and the need to improve credit accessibility for farmers. "This measure will significantly benefit over 86 per cent of farmers who are small and marginal landholders," the statement said.
Banks have been instructed to implement the guidelines swiftly and ensure widespread awareness about the new loan provisions.
The move is expected to facilitate easier access to Kisan Credit Card (KCC) loans and complement the government's Modified Interest Subvention Scheme, which offers loans up to Rs 3 lakh at a 4 per ce

RBI, Reserve Bank of India

The 26-year-old Indian American had accused OpenAI of using copyrighted content to train its AI models. Details

Suchir Balaji

Paracetamol, a common over-the-counter medication, may increase the risk of gastrointestinal, heart- and kidney-related complications among adults aged 65 and above, a new study has found.
Taken commonly for treating mild-to-moderate fever, paracetamol is also the first drug recommended for treating osteoarthritis -- a chronic condition causing pain, stiffness and swelling in the joints due to wear-and-tear -- as it is considered effective, relatively safe and accessible.
However, some studies have provided evidence to contest the effectiveness of paracetamol in relieving pain while others have shown increased risks of gastrointestinal side effects, such as ulcers and bleeding, from prolonged use.
The latest study, conducted by researchers from the University of Nottingham, UK, found that paracetamol use was linked to a 24 per cent and 36 per cent increase in risk of peptic ulcer bleeding (bleeding due to ulcer in the digestive tract) and lower gastrointestinal bleeding, ...

paracetamol, pharma, drugs, medicine, health

During his first term, Trump pulled the US out of an agreement that imposed limits on Iran's nuclear program

Mike Waltz

Fans in India can catch Gukesh vs Ding chess live streaming of game 14 on FIDE and Chess.com's Twitch and X (formerly known as Twitter) handles.

Gukesh vs Ding Game 14

TikTok and ByteDance on Monday filed the emergency motion with the US Court of Appeals for the District of Columbia pending a review by the US Supreme Court

TikTok

The new system will introduce dedicated PF withdrawal cards, functioning like regular bank ATM cards

ATM, Money, Transaction

Commerce and Industry Minister Piyush Goyal on Thursday expressed confidence that India's economic growth by end of this fiscal will be back on track despite global uncertainties.
He said that this year also India will be the world's fastest growing economy.
"We had an election in the first quarter and during the election, obviously policy making and decisions on next steps of growth or infrastructure spending does slow down and there is a lag effect.
"But from what the initial numbers for this quarter, the third quarter show, the festive spending, the rebound in rural growth, the way banks are now seeing traction back again, the way infrastructure spending has come back on track, I think by the time we close the year in March, we will be back on track," Goyal said at Times Network's India Economic Conclave here.
The minister was replying to a question whether the 5.4 per cent GDP growth in the July-September quarter of this fiscal worries him.
The latest government data showed ..

Piyush Goyal

In the past two occasions, Britannia share price more-than-doubled after the stock tested its super trend line support on the monthly scale. Will history repeat itself? Chart check here

Britannia Industries

The Lok Sabha, on December 13, initiated a two-day debate on the Constitution to commemorate the beginning of the 75th year of its adoption

Shrikant Shinde

Union Home Minister Amit Shah on Saturday said the Modi government is firm that there will be no tinkering with the current reservation system in the country as he charged the Congress with weakening the quota for SCs, STs and OBCs by giving it to Muslims.
Participating in the "Agenda Aaj Tak 2024", he also said the country will be free of the problem of Naxal violence by March 31, 2026.
Shah also said the government is talking to both Meitei and Kuki communities in Manipur and expects to find a solution to the current situation.
"Our government is firm that there will be no tinkering with the current reservation system in the country. It was the Congress which weakened the quota for SCs, STs and OBCs by giving it to Muslims," he said.
The home minister further said, "By March 31, 2026, India will be free from the Naxal problem. I strongly believe that. Security forces are working in that direction".
The home minister said barring a few districts, Naxal violence has come to an end

Amit Shah, Home Minister

Telangana Chief Minister A Revanth Reddy on Saturday said that 98 per cent of the caste survey undertaken by the state government has been completed.
Describing the survey as a "mega health check-up" for Telangana society, the Chief Minister said the data collected would enable the ruling Congress to ensure "better representation" of the Kuruma community in panchayats, as well as in the upcoming Assembly and Lok Sabha elections, proportional to their population.
He was speaking after inaugurating the 'Doddi Komuraiah Kuruma Bhavan' here.
The Telangana government's socio-economic, employment, political, and caste survey, which was an election promise by Congress leader Rahul Gandhi, began on November 6.
Amid criticism from the BRS regarding the unveiling of a new design for 'Telangana Thalli' (Mother Telangana), distinct from the one used by the regional party, Reddy defended the Congress-led government's design.
He said it symbolises a "typical mother" carrying crops grown in ...

Revanth Reddy,Revanth

The rating agency's arm said that India's recent consumer price inflation at around 5 per cent was without clear evidence of a trend towards slowing price pressures

Most GCCs in India support critical business goals by using AI, data analytics, robotic process automation, and cloud services

India ranked third globally in terms of funding raised by fintech companies, behind the US and China, the report said

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Does Shiv Sena agree with Rahul's remarks on Savarkar: Shrikant Shinde

Modi govt firm that there will be no tinkering with quota system: Shah

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RBI raises collateral-free agricultural loan limit to Rs 2L to aid farmers

OpenAI whistleblower Suchir Balaji found dead; police rule out foul play

New study links paracetamol to several side effects among senior citizens

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