Money Management

Rising delinquencies, aggressive lending put retail credit at risk

The stress in parts of retail lending is leading to business opportunities for those associated with the ecosystem

Money in the bank: Debate over cash reserve ratio's utility grows

Indians are flocking to invest in stocks, putting pressure on banks which need to strike a balance between deposits and loans

Lending takes turn for U: How new credit platform can be a game changer

Moving pieces need to be synchronised for Unified Lending Interface to work

E-surveillance market rises as banks boost security for branches, ATMs

Industry sources say that only around 40% of ATMs and 20% of bank branches are enabled with AI-led e-surveillance

Fresh concerns for systemic stability must be monitored

The RBI is moving to implement changes in guidelines on Liquidity Coverage Ratio with higher runoff rates and haircuts

Charge of the light brigade: Charting the rise of micro-ATM channel

The micro-ATM channel has held its own despite growth in digital payments and pricing not being raised

Venturing into the deep: Credit funds chase 8.5% yields in risk-heavy seas

Money managers set sail with lower-rated papers in a rising corporate tide

Securitisation market booms as shadow banks diversify funding sources

Sector is expected to grow further as credit demand grows, say senior executives

More than 7 years after demonetisation, ATMs are back in spotlight

Demand for cash has increased as e-commerce, retail firms expand. Cash-on-delivery accounts for more than 60% of e-commerce payments

There is money coming in: How cash recyclers are set to get a big leg up

Going ahead, a customer can take a wad of notes to a CRM and use UPI to activate the process of depositing it rather than insert their debit card into the slot

In world of extreme weather, plan financial inclusion for the weakest

Poor households are the most vulnerable in extreme weather. Women bear a disproportionate burden as they source scarce water and work in high temperatures

How self-regulatory organisations may set their relationship with Mint Road

The risk is that there could be a multiplicity of SROs, leading to pull and push pressures

Bond with Bharat: What activation of J P Morgan Index means for India Inc

While inflows into G-Secs is a given, the secondary effects of these in the corporate bond market are to be watched for

Proposed RBI framework set to give money-changing business a makeover

The stage is being set for integrated players: Those offering tourism-related services, forex and cards

Our sound-based payment tech helps those not digitally savvy: ToneTag CEO

'We are already doing 10 billion UPI transactions a month which is way more than the digital transactions in the US and Europe combined (for a month),' said Abhishek

A scientific, sustainable way to finance climate goals of countries

A green taxonomy is the foundation upon which a financial system aligns with a country's climate goals

An update on global capital

A significant shift in international investment dynamics is underway

How Hedge Fund, other money managers are using ChatGPT for marketing

Forty-four percent of money managers use the artificial intelligence tool in a professional capacity, according to the report from BNP Paribas SA

Indian money managers continue to trim holdings of Adani Group's stocks

Investments by local equity mutual funds in the group accounted for only 0.9% of the industry's $182 billion in assets at the end of March

Contact the bank if you have not signed the new locker agreement

While new rules enhance banks' accountability, buying locker insurance is added protection