National Small Savings Fund
7 key changes to Senior Citizen's Savings Scheme: All you need to know
The Senior Citizen's Savings Scheme (SCSS), designed for individuals aged 60 years or employees above 55 years of age and below 60 years of age, offers 8.2 per cent interest per annum
 "7 key changes to Senior Citizen's Savings Scheme: All you need to know")
Small saving schemes: Highest interest rate is 8.2 per cent. Details here
If you are investing for specific long-term goals, such as your children's education or marriage, small savings schemes may be the ideal option. Fixed deposits are better suited for short-term goals
 "Small saving schemes: Highest interest rate is 8.2 per cent. Details here")
Clean slate: Govt clears FCI's liabilities to National Small Savings Fund
The government made the cash infusion before the financial year 2020-21 ended, letting FCI begin FY22 on a clean slate in terms of unsecured loans
 "Clean slate: Govt clears FCI's liabilities to National Small Savings Fund")
Rate reversal: West Bengal contributes most to National Small Saving Fund
In 2017-18, West Bengal accounted for 15 per cent of the total contributions made to the NSSF; its share increased from 12.4 per cent in 2007-08
 "Rate reversal: West Bengal contributes most to National Small Saving Fund")
How NSSF could morph from a rainy-day fund into a huge burden for the govt
Costlier loans from NSSF, at 7.4% interest rate, will occupy more than 10% share in govt's outstanding public debt soon, all to give the small saver a higher interest rate than the market
 "How NSSF could morph from a rainy-day fund into a huge burden for the govt")
Budget Byte: National Small Savings Fund to facilitate off-Budget spending?
What began with food security, off-Budget financing now caters heavily to a range of core spending areas
 "Budget Byte: National Small Savings Fund to facilitate off-Budget spending?")
What makes the NPS so crucial to retirement planning in an ageing India
India still does not have a "one retirement account" concept, with the intended money distributed across various schemes. Pension fund managers are underlining NPS as the preferred way ahead
 "What makes the NPS so crucial to retirement planning in an ageing India")
Financing the food chain: Challenges to ensure India remains hunger-free
The govt will face unprecedented budgetary challenges to ensure India remains hunger-free
 "Financing the food chain: Challenges to ensure India remains hunger-free")
Crowding out and opening up
Tied spending, revenue crunch mean the finance minister did the best she could on financing the deficit
 "Crowding out and opening up")
NHAI aims to double its borrowing from National Small Savings Fund
The NHAI took Rs 20,000 crore from the NSSF in 2018-19. Its plan is to raise about Rs 40,000 crore from the latter during 2019-20
 "NHAI aims to double its borrowing from National Small Savings Fund")
Govt's borrowings increasingly being used to pay interest on past loans
Less portion being used to pay for the current expenditure
 "Govt's borrowings increasingly being used to pay interest on past loans")
Interest rates for NSSF loan to Centre, states cut to 8.8%
The move is in sync with the reduction in interest on small savings schemes with effect from April 1 this year
 "Interest rates for NSSF loan to Centre, states cut to 8.8%")
