Page 5 - Nps

Make most of rupee-cost-averaging in NPS as well, with introduction of SIP

While this will help investors become more disciplined in saving for their retirement, the transaction charge could be a concern for those investing small amounts

What makes the NPS so crucial to retirement planning in an ageing India

India still does not have a "one retirement account" concept, with the intended money distributed across various schemes. Pension fund managers are underlining NPS as the preferred way ahead

Govt mulls to amend PFRDA Act; to separate it from NPS Trust: FM Sitharaman

FM Sitharaman also said that the government will help ease in mobility while in jobs

NPS for traders fails to gain traction, only 25,000 registrations till now

The government launched the scheme, entailing monthly minimum assured pension of Rs 3,000 for the entry age group of 18-40 years after attaining the age of 60 years, with effect from July 22, 2019.

Letter to BS: For decades govts have been manipulating fiscal numbers

Transparency in accounting will boost institutional morale leading to a rise in public trust in the government and the financial system

Reader's corner: Mutual Funds

Ordinarily people derive a lot of comfort from investing into PPF, and rightly so

NPS subscribers allowed to partially withdraw fund for setting up biz

NPS is government's flagship social security programme

Self-employed should look at National Pension Scheme for retirement

With interest rates of Public Provident Fund and small savings schemes falling, other investment avenues should be explored

From April 1, NSDL to reduce charges for NPS subscribers drastically

PRA annual maintenance charge to be cut Rs 95 from Rs 190 and account opening fee to Rs 40 from Rs 50

NPS sees manifold increase in AUM, subscribers since 2010

NPS, regulated by PFRDA, is still not first choice for the private and corporate sector employees

Now, you don't need to submit form for NPS a/c if opened via Aadhaar

NPS is the government's flagship social security programme

Your Money: Central govt staff can now choose fund managers

When central govt staff choose fund manager, they'll need to review NPS portfolio performance

Start paying for NPS advice

Since there are many and complicated choices, retail investors stand to benefit

Regulator widens NPS reach

Aggressive fund suited for young, savvy investors, who found earlier 50% equity cap restrictive; observers suggest more needs to be done

Many choices make NPS complicated

Both debt and equity can be allocated in different proportions depending on your age and risk profile

PFRDA lowers minimum contribution to Rs 1,000 per year

Earlier, a subscriber had to contribute at least Rs 6,000 in a financial year (April-March) to keep the Tier-1 account running

PFRDA to launch campaign to plug 'information gaps' about NPS

Regulator to hold the 15-day campaign from June 27 in all nodal offices under central and state government

Two new NPS funds for different risk appetites

The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%