P2p Lending

60% of lenders on P2P platforms earned returns of over 20%: Report

26% of them faced partial losses to their principal amounts, says lending platform

IndiaP2P launches new product to align with RBI's revised guidelines

P2P platforms enable lenders to earn interest income, though with the risk of delay or default by borrowers

'Out of turn' request: RBI seeks loan disbursement data from P2P companies

Norms tightened after flagging regulatory violations by some lending platforms

Rising costs from T+1 timeline may push weaker P2P players to the brink

While there are 26 licensees, only 10-11 players are active in this space, with the industry's assets under management totalling Rs 11,000 crore

RBI flags breach of regulations by some NBFC-P2P lending platforms

Bars credit enhancement; caps aggregate exposure at Rs 50 lakh

P2P lending is risky; investors must diversify their borrower profiles

Lenders get the benefit of monthly cash flows and control, but they must avoid platforms promising high returns

P2P lending: Barking up the wrong tree?

Around 15 P2P platforms went live, but one-third of them have shut up shop. Analysts say four of them have more than 90 per cent of the market share

When P2P platforms act like deposit-taking NBFCs

Before it is too late, the RBI should come down on practice of renting out the P2P licence and some of them playing fund managers instead of offering a meeting platform to borrowers and the lenders

RBI mulls allowing P2P firms to diversify risks by entering secured lending

There has been exponential growth in P2P lending in recent years

P2P lending: What's that?

Is it a liquid fund? Is it a fixed deposit? Is it a collective investment scheme?

Why the P2P lending segment is staging a strong comeback after a lull

Initiatives to make returns more attractive and spread risks in order to keep the default rate low for individual lenders have spurred interest in this segment once again

Decoded: Should you try peer-to-peer lending to maximise your returns?

Looking for investment options for high returns? P2P lending could get you 9-12% interest rate? Appealing, right? But there are some riders. Let's understand all about peer-to-peer lending.

P2P lending is for those with a high risk appetite, say analysts

Limit lending amount and diversify among borrowers

Covid-19: Post paycuts, young salaried look up to P2P platforms for loans

With no upper limit, the interest rates in the platform can go as high as 35 per cent, on a reducing balance

P2P lending is for risk-takers, market poised to grow at 19% annually

It is a good opportunity for HNIs as returns can be extremely attractive

P2P lending achieves 10-fold growth with returns as high as 25% in 1 year

Some of the players in the sectors are themselves wary of this unregulated interest rate regime

RBI caps lending on P2P platforms at Rs 50 lakh to shield consumer interest

The lender investing more than Rs 10 lakh across P2P platforms will produce a certificate to P2P platforms from a practising Chartered Accountant certifying minimum net-worth of Rs 50 lakh

RBI raises P2P lending limit five-fold, cap on single-party exposure stays

Apex bank also does away with requirement of escrow accounts run by a bank-promoted trustee for transfer of funds

Top 5 biz headlines: Repo rate unchanged, P2P lending limit raised & more

From RBI's surprise on repo rate to the Reserve Bank raising the lending limit of Peer-To-Peer platforms five-fold, Business Standard brings you the top headlines of the day

P2P firms seek RBI relaxation on lending limit

At present, borrowing from the P2P platform by a single entity is also limited to Rs 10 lakh. Most micro and small enterprises have loan requirement between Rs 5-25 lakh