Business Standard

Page 3 - Personal Loan

Stick to regulated entities for short-term personal loans: Analysts

Avoid online platforms that charge exorbitant interest rates

Stick to regulated entities for short-term personal loans: Analysts
Updated On : 05 Aug 2021 | 6:05 AM IST

A snapshot of personal loan rates offered by various firms with details

Here's how personal loan interest rates offered by various banks stack up

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Updated On : 02 Jul 2021 | 12:54 PM IST

Personal loan offtake rose in fiscal year 2021, industrial loans contracts

The bank credit scenario in the country witnessed a sharp contrast in terms of sectoral credit offtake in FY21

Personal loan offtake rose in fiscal year 2021, industrial loans contracts
Updated On : 30 Jun 2021 | 5:04 PM IST

Personal loans: Keep your EMIs at less than 50% of your after-tax pay

If you are thinking of availing of a personal loan, here are some steps you can take to improve your chances of getting it

Personal loans: Keep your EMIs at less than 50% of your after-tax pay
Updated On : 27 Apr 2021 | 12:21 AM IST

A snapshot of personal loan rates offered by various firms with details

Here is how the personal loan rates offered by various firms stack up

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Updated On : 23 Apr 2021 | 2:45 PM IST

A snapshot of personal loan rates offered by various firms with details

Here's how the personal loan rates offered by various companies stack up

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Updated On : 26 Feb 2021 | 12:15 PM IST

A snapshot of personal loans offered by various banks and other details

Here is how the personal loan rates offered by various banks stack up

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Updated On : 01 Jan 2021 | 2:11 PM IST

A snapshot of personal loan rates offered by various banks with details

Here's how the personal loan rates offered by banks stack up

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Updated On : 06 Nov 2020 | 12:39 PM IST

A snapshot of personal loan rates offered by various banks with details

Here is how the personal loan rates offered by various banks stack up

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Updated On : 03 Jul 2020 | 5:54 PM IST

Need emergency money? Easy access makes personal loans attractive

Here is how the personal loan rates offered by various banks stack up

Need emergency money? Easy access makes personal loans attractive
Updated On : 10 May 2020 | 8:20 PM IST

It's a better option to take advance EPF than a loan during tough times

The usual advice is that one should not withdraw from their EPF account because it hurts the retirement corpus

It's a better option to take advance EPF than a loan during tough times
Updated On : 22 Apr 2020 | 2:13 AM IST

Need cash? Loan against fixed deposits is cheaper than a personal loan

Here is how the rares of loan against fixed offered by various banks stack up

Need cash? Loan against fixed deposits is cheaper than a personal loan
Updated On : 20 Apr 2020 | 1:37 AM IST

Need cash? Medical personal loans can help tide over coronavirus crisis

Your existing bank will give this loan, and rates may be better

Need cash? Medical personal loans can help tide over coronavirus crisis
Updated On : 12 Apr 2020 | 7:17 PM IST

For personal or credit card loans, it's time to scout for good rates

You can raise cheaper personal loans online to repay unsecured loans. For home loans, banks are taking documents online, but property verification may take time

For personal or credit card loans, it's time to scout for good rates
Updated On : 09 Apr 2020 | 2:17 AM IST

Planning to take a personal loan? Existing loans impact borrowing capacity

Your credit score and the company you work for also have an effect

Planning to take a personal loan?  Existing loans impact borrowing capacity
Updated On : 24 Feb 2020 | 2:27 AM IST

Need personal loan? Maintain high credit score to get better interest rate

Those having a score of above 750 are offered better rates on personal loans

Need personal loan? Maintain high credit score to get better interest rate
Updated On : 01 Dec 2019 | 8:55 PM IST

Need cash now? Avoid taking a personal loan for discretionary purchases

Use them only for emergencies or to repay higher interest loans

Need cash now? Avoid taking a personal loan for discretionary purchases
Updated On : 20 Oct 2019 | 8:38 PM IST

Planning to take a personal loan? Do not over-leverage this festive season

Here is how the personal loan rates offered by various banks stack up

Planning to take a personal loan? Do not over-leverage this festive season
Updated On : 15 Sep 2019 | 11:36 PM IST

Banks target weaker borrowers as credit growth slips: Why it's a risky bet

Unsecured loans can only offer banks a temporary shelter during a downturn in collateralised credit

Banks target weaker borrowers as credit growth slips: Why it's a risky bet
Updated On : 12 Sep 2019 | 7:39 AM IST

Planning to take a personal loan? Strike a balance between EMI and tenure

Avoid personal loans. But if taken out of necessity, get rid of them quickly

Planning to take a personal loan? Strike a balance between EMI and tenure
Updated On : 11 Aug 2019 | 9:12 PM IST