Ppf

Align tax-saving investments with financial goals and asset allocation

Making a start now will give you time to choose instruments prudently and avoid mis-selling

Minor's account to NRIs: New PPF changes from October 2024 decoded

New rules for dealing with irregular PPF accounts have been notified by the Department of Economic Affairs which will be applicable from 1st October 2024.

Start, maintain Public Provident Fund account, even in new tax regime

Since PPF is a government-backed scheme, it offers full capital protection and guaranteed, risk-free return

New income-tax regime: Small savings schemes likely to take a hit

Especially, PPF may see a sharp decline in inflows

Invest Rs 150,000 in PPF between April 1 and April 5 to maximise returns

Take into account your cash flow needs before making a lump-sum investment in this illiquid instrument

Post office schemes: how do they work, and who is it suited for?

If you are planning to apply for a Post Office Savings Scheme, have a look at the different types of Post Office Savings Schemes.

Where to invest money in India? Top 5 investment options in 2024

Are you planning to invest in 2024 to protect yourself when the world is facing a recession? If yes, here are the top 5 investment options in 2024

63% opted for old tax regime in FY24, PPF and ULIP top saving tools: survey

When asked about the reason for the choice of the old tax regime, 43 per cent of taxpayers cited lower tax liability as the primary reason

7 key changes to Senior Citizen's Savings Scheme: All you need to know

The Senior Citizen's Savings Scheme (SCSS), designed for individuals aged 60 years or employees above 55 years of age and below 60 years of age, offers 8.2 per cent interest per annum

Govt relaxes norms for small savings schemes: Check details here

The Senior Citizen's Savings Scheme now allows three months to open an account, up from the current one month. Additionally, changes have been made to the premature closure rules for PPF accounts

Govt relaxes norms for various small savings schemes including PPF

The government has relaxed the norms for various small savings schemes, including the Public Provident Fund (PPF) and Senior Citizen's Savings Scheme. For the Senior Citizen's Savings Scheme, the new norms provide three months to open an account against one month's time at present. As per the gazette notification dated November 9, an individual can open an account under the Senior Citizen's Savings Scheme within three months from the date of receipt of the retirement benefits and proof of the date of disbursal of such retirement benefits. The deposit in such an account will earn interest at the rate applicable to the scheme on the date of maturity or the date of extended maturity, the notification said. In the case of the Public Provident Fund, the notification has made some changes with regard to the premature closure of accounts. This scheme may be called the Public Provident Fund (Amendment) Scheme, 2023, the notification said. According to the notification, some changes have

Choosing NPS fund manager? Seek consistency across the asset classes

Switch fund manager only if long-term performance lags the category average

How to activate a dormant PPF account? Here are the steps to follow

If you have an inactive PPF account, then you will be deprived of many benefits. You have to deposit Rs 500 each year to keep it activated. Here are the steps to activate your dormant account

Net collections under small savings schemes dip for first time in 11 years

The top 5 states with the highest net collections in FY23 were West Bengal, Maharashtra, Uttar Pradesh, Tamil Nadu, and Karnataka

Govt hikes interest rates on most small savings schemes by up to 70 bps

Rate on National Savings Certificate steeply raised by 70 bps, PPF kept unchanged

PPF vs SSY: Where should you invest for your daughter's education?

While Sukanya Samriddhi Yojana offers a higher interest rate, PPF can be continued for a longer tenure and offers greater flexibility after 15 years

Build diversified portfolio, don't chase the mirage of safe equity fund

There are three approaches investors may take as they decide their asset allocations

PPF and Sukanya Samriddhi are most attractive in small-savings basket

Senior Citizens' Savings Scheme remains a must-have for those who need regular cash flows after retirement

Returns on small savings remain attractive despite no rate reviews

Investors who want to avoid their long lock-in can choose from a host of other high credit quality options

Govt keeps interest rates on small savings schemes unchanged for Q2FY23

The interest rate on small savings schemes has not been revised since the first quarter of 2020-21