Investors need to understand the share swap ratio and the other details of the proposed merger, analysts caution
While the revised norms are applicable only to public sector banks, separate guidelines for private banks and non-banking financial companies may be in the offing
The ongoing and future reforms must aim to rejuvenate the PSBs to enable them to play the roles of a social as well as a commercial banker
According to the study, private sector lender HDFC Bank and PSU lender State Bank of India top the list of local banks which are used by three-quarter of large Indian companies
The appraisal system in public sector banks needs to improve
These are recovery, risk management & retail loans
In August last year, the government had approved a framework for the merger of PSBs
Will shrinking PSBs, with restive employees, present a bigger challenge for the government?
Post the second round of capital infusion in March, the govt stake in some PSBs could go beyond 75%
Union Bank, PNB and SBI witnessed improvement in recoveries and upgrades; however fresh addition to non-performing assets remains high