Rbi Policy

Financial activities on non-financial platforms pose challenges: RBI DG

Regulatory actions taken within individual mandates may be sound in isolation yet collectively may not fully address such cross-cutting risks, Murmu said

January 2026 bank holidays: Check state-wise closures in India this month

January 2025 holiday calendar, which includes a list of bank and national holidays, is now available. For final confirmation, it is recommended to cross-check with institutional and state calendars

Bond market to remain under pressure; rupee seen range-bound in 2026

Heavy state government borrowing is expected to keep bond yields elevated in 2026, while the rupee, after its worst Asian performance in 2025, is seen trading in a narrow range

India's banks are healthier, but the next stress point is already visible

While banking is stable and resilient, it needs to evolve and adjust to the changing dynamics of the Indian financial system

Skip duration bets, stick to short and medium-duration debt funds in 2026

Do not chase past returns, as the interest-rate environment that produced them no longer exists and gains from falling rates are largely behind investors

Rupee falls on NDF dollar demand after Friday rebound, ends at 89.65

The rupee slipped to 89.72 per dollar on Monday on strong dollar buying in the NDF market, before trimming losses to close at 89.65 as dealers flagged a shift in RBI's approach

Rupee sees strongest day in 3 years, strengthens to 89.29 per dollar

RBI intervened to curb speculative bets, say dealers

Best of BS Opinion: China must find political will to rebalance economy

Today's opinion pieces offer a sharp mix of macro and culture: China's demand shortfall, Prada's Kolhapuri move, the rupee's policy trilemma, why RBI needs better data, and a candid chess memoir.

Banks asked to offer basic services to customers at all branches

Lenders nudged to cut charges and maintain uniformity

The governor and the Goldilocks equation: Malhotra's first-year reforms

Sanjay Malhotra has made structural changes to banking regulation to bring down costs and increase efficiency. Plus, he kicked off a benign interest regime. But there are challenges ahead

RBI emphatic on durable liquidity support; focus clearly on transmission

Multiple MPC members of late flagged the re-emergence of space for further monetary easing given the record-low CPI inflation

RBI responded to economic data; markets to remain range-bound: Analysts

Besides cutting interest rates by 25 bps, the RBI also revised its GDP growth forecast for fiscal 2025-26 (FY26) upward to 7.3 per cent from the current estimate of 6.8 per cent

Marginal uptick in unsecured loan slippages not a concern: Swaminathan J

Additionally, he highlighted that unsecured retail loans account for less than 25 per cent of the overall retail book of the banking sector

RBI policy: Home loan borrowers can save Rs 9 lakh on a Rs 50 lakh loan

RBI rate cut: A fourth rate cut in 2025 has brought the repo rate to 5.25 percent, giving homebuyers room to save through lower EMIs, shorter tenures, and better lending rates

RBI cuts repo rate 25 bps to 5.25%, keeps stance neutral as inflation eases

RBI on Wednesday cut the repo rate by 25 bps to 5.25 per cent and kept its stance neutral, while announcing ₹1 trillion OMO purchases and a $5 billion USD/INR buy-sell swap this month

RBI rate cut ends FD appeal for now: Here's what investors can do next

RBI's December 5 repo cut is expected to push banks towards trimming deposit rates. Here are the updated FD slabs and how savers can plan in a falling-rate cycle

Up 76% since first RBI rate cut; analysts divided on further rally in banks

Data shows that bank stocks such as RBL Bank, AU Small Finance Bank, Canara Bank, The South Indian Bank and City Union Bank surged over 55 per cent since the RBI first cut repo rate in February 2025.

InCred Wealth's 2026 game plan: Staggered bets on equities, metals

In an email interview, Yogesh Kalwani says he prefers a mix of largecaps and select mid- and smallcap names, with sector tilts towards BFSI and healthcare

RBI policy in a season of contradictions: Mixed signals ahead of December 5

HSBC economist argues GDP overstated, inflation structural, and currency depreciation acts as a needed shock absorber

8% GDP growth in Q2 may evince pause in RBI's MPC December review

Interestingly, the US Federal Reserve's December 2025 meeting is a few days after the MPC's last scheduled review for 2025, in which it may cut rates further.