Page 5 - Sip Investment
Rising redemptions keep net systematic investment plan inflows under check
As of August-end, the benchmark Nifty50 had logged gains in each of the past five months starting March and has risen almost 14 per cent during the period
Women prefer equity funds, invest Rs 14,347 monthly, which is more than men
Eight Seven per cent of women opt for equity-oriented SIP investments, slightly below men at 89.9%.
If you are a first-time earner, where should you park you monthly savings?
Before you start investing, it is essential to cover the basics, i.e., emergency fund, term life insurance, and health insurance.
SIP continues to hold despite market volatility, higher debt fund inflows
This segment attracting such inflows despite long term capital gain being taken away in the previous month is a strong indication of what is lying ahead
Change in monetary policy, rural revival can lift equities: Union AMC CEO
Systematic investment plan inflows are the cornerstone for the mutual fund industry's growth, he says
Six easy steps to open an SIP online for those new to mutual funds
Systematic investment plans are a great way to invest in liquidity is an issue. What's more, they also reduce to impact of market volatility to some extent
Mutual fund's SIP investors redeemed over Rs 40K crore in H2CY22
SIP account redemptions were 36% higher than H1: Amfi
Diversify your investment portfolio by style to include value funds
Don't exit growth-style funds as they may benefit next from a shift in investor preference
'Do not see any reason for SIP flows to change course significantly'
Investors can continue and add SIPs or STPs (spread over next six months rather than lump sum) into midcap funds, with a five year time horizon
Average SIP ticket size shrinks 23% in over 3 years despite rising inflows
The industry attributes the gradual decline in SIP ticket size to the growing penetration of mutual funds (MFs) on the back of rising ease of investment
Lump sum MF investments plunge in October as investors take SIP route
Flows down 64% from peak amid uncertain market conditions, valuation concerns
Inflows to MF SIPs cross Rs 13K crore in October for the first time
Yet net investments in active equity schemes slump 33% in same month, shows Amfi data
80% of net SIP investments in Sept go into active equity schemes: Data
Investment advisors recommend the SIP route for investment in volatile asset classes to maximise the benefit of rupee cost averaging
Continue SIPs for eight years to avoid loss in equities, say experts
Neither day of the month nor frequency of SIP has a material impact on returns
Eight of 10 net SIP investments go into active equity schemes: Amfi data
Debt schemes account for 2% of the net inflows, passive schemes 8%
Subdued equity market slows mutual fund penetration, shows data
Mutual funds fail to carry high growth momentum of FY22 due to changed market conditions
Maximise gain from market fall with value-averaging plan: Experts
The plain-vanilla SIP, however, is simple and doesn't require a lump sum
Share of direct plans in SIPs rises to 31% in three years, shows data
But their share in SIP AUM hasn't grown proportionately; 'regular' plans still dominate despite higher expense ratio
Bet on multi-cap funds for disciplined exposure across market caps
However, the minimum 25% exposure to each of the three market caps also makes them volatile
Mutual funds: Limiting inflows enables fund manager to stick to quality
Massive inflows, especially in red hot markets, forces them to buy at high valuations, compromise on quality
